Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Sep 8, 2012 | 7:29 pm
#691
Join Date: Jul 2004
Location: MCO
Programs: AA 1MM, BA, UA, HH Dia, CC Gold, SPG Plat
Posts: 795
Sep 8, 2012 | 8:17 pm
#692
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
OK, here is an undisguised post (and it better not end up in a blog) - Gold Al Amiyal Credit Card holders earn 6000 miles on their first eligible transaction.
Sep 8, 2012 | 8:38 pm
#693
Join Date: Jul 2004
Location: MCO
Programs: AA 1MM, BA, UA, HH Dia, CC Gold, SPG Plat
Posts: 795
Sep 8, 2012 | 9:53 pm
#694
Join Date: Aug 2011
Location: On the Lake USA
Programs: Marriott Ambassador, Hilton Diamond because they have nothing higher
Posts: 523
Dave you are giving too much the red birds know and are going to give you a pp award lol. Remember that the Al Am is first time only and only 10k for first use. Glad my box is full but I don't do PM's anyway on this subject
Sep 9, 2012 | 10:32 am
#695
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Ok, I repent - no more paint by numbers posts on how to get miles on Oman Air. But how about for A+ awards? No, not the A+ program with AirTran - the A+ program with Pakistan International Airlines.
You might as well have told them about the cancel and reapply the same day deal
Dave you are giving too much the red birds know and are going to give you a pp award lol. Remember that the Al Am is first time only and only 10k for first use. Glad my box is full but I don't do PM's anyway on this subject
Dave you are giving too much the red birds know and are going to give you a pp award lol. Remember that the Al Am is first time only and only 10k for first use. Glad my box is full but I don't do PM's anyway on this subject
Sep 9, 2012 | 11:16 am
#696
Join Date: Aug 2011
Location: On the Lake USA
Programs: Marriott Ambassador, Hilton Diamond because they have nothing higher
Posts: 523
Sep 10, 2012 | 8:08 pm
#700
Join Date: Apr 2009
Location: 787
Programs: Too many to list
Posts: 1,311
Sep 10, 2012 | 8:12 pm
#701
Join Date: Aug 2008
Location: ATL
Programs: IHG-Spire, DL-Gold, MR-Platinum, HH-Gold, SPG-Gold, Hyatt-Diamond, BA-Silver
Posts: 277
Wirelessly posted (Galaxy S2: Mozilla/5.0 (Linux; U; Android 4.0.3; en-us; SGH-T989 Build/IML74K) AppleWebKit/534.30 (KHTML, like Gecko) Version/4.0 Mobile Safari/534.30)
+ an IRS audit to verify any trace of money laundering
+ an IRS audit to verify any trace of money laundering
Sep 10, 2012 | 10:11 pm
#702
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Ah, my alma mater - soooo unappreciated for the job they do on their customers.
Sep 11, 2012 | 7:20 am
#703
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,551
Sep 11, 2012 | 9:32 am
#704
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
On the other hand, if you try it on days running those 2% promotions (which can be stacked), the reward can be significant. For example last month (Aug 17th to be precise) it was earning 9% on the first $250 spent at gas stations, 7% for the next $1250. I'd try on a day when one of those additional promotions can be stacked (assuming there is a promotion some time like that next quarter).
Sep 11, 2012 | 10:02 am
#705
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Any one get this message from Jungleland when attempting to spend?
"Important Message:
The recipient alias is invalid. Please enter a valid email address or an existing alias."
I can't believe it. I used a perfectly good AP alias attached to an e-mail alias created from another alias account set up under another alias. Does Jungleland have an alias naming convention policy now?
**UPDATE**
This message is FangSpeak for "We found this account to be one of your multiple accounts and killed it."
Is there no professional courtesy anymore?
Just a warning for those who would venture into Jungleland - those red birds flying overhead and divebombing you ain't parrots.
"Important Message:
The recipient alias is invalid. Please enter a valid email address or an existing alias."
I can't believe it. I used a perfectly good AP alias attached to an e-mail alias created from another alias account set up under another alias. Does Jungleland have an alias naming convention policy now?
**UPDATE**
This message is FangSpeak for "We found this account to be one of your multiple accounts and killed it."
Is there no professional courtesy anymore?
Just a warning for those who would venture into Jungleland - those red birds flying overhead and divebombing you ain't parrots.
Last edited by AlohaDaveKennedy; Sep 14, 2012 at 11:11 am