Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Jan 5, 2014 | 7:26 pm
#3212
Join Date: Sep 2013
Location: Warm, sunny Florida
Posts: 251
Looks like us AP users have a bit of relief with any shutdowns for a while. Drones are too busy airlifting Bezos out of paradise.
Jeff Bezos Airlifted From Galapagos Islands
“Galapagos: five stars. Kidney stones: zero stars,” Bezos wrote in an e-mail after he left the islands, Herdner said." -Kinda funny
Jeff Bezos Airlifted From Galapagos Islands
“Galapagos: five stars. Kidney stones: zero stars,” Bezos wrote in an e-mail after he left the islands, Herdner said." -Kinda funny
Jan 5, 2014 | 8:08 pm
#3213
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Looks like us AP users have a bit of relief with any shutdowns for a while. Drones are too busy airlifting Bezos out of paradise.
Jeff Bezos Airlifted From Galapagos Islands
Galapagos: five stars. Kidney stones: zero stars, Bezos wrote in an e-mail after he left the islands, Herdner said." -Kinda funny
Jeff Bezos Airlifted From Galapagos Islands
Galapagos: five stars. Kidney stones: zero stars, Bezos wrote in an e-mail after he left the islands, Herdner said." -Kinda funny
Jan 6, 2014 | 3:17 am
#3214
Join Date: Jun 2006
Location: Manchester,UK and NYC
Programs: One Pass, BAEC, AA
Posts: 708
There is a simple way for account C to receive the $2000 - while not a huge secret, I wont list here, but you can PM for details.
Jan 6, 2014 | 5:10 am
#3215
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Indeed C can receive more than $2,000, if it comes via a noncard transaction, say from A or B who don't have an attached checking account.
Jan 6, 2014 | 5:45 pm
#3219
Join Date: Mar 2006
Location: Chicago
Programs: Mileage Plus, Rapid Rewards
Posts: 949
Amazon Buyer Account and Payments Account "On Hold"?
Today when I tried to log in to my Amazon account, I kept on getting the message that my username and password were incorrect. Eventually, I called in and learned that my Amazon account was "on hold" for unspecified reasons. The rep I spoke with said that there was no one I could talk to directly about this issue, but that she would submit a form, and that I would hear something by phone or email within 24 hours.
The last Amazon payments account payment that I made was back in early December. FWIW, I have not been making payments to myself, and have been using it to pay my rent.
I've heard of Amazon payments accounts being closed (with the Amazon.com account staying open), but I haven't heard of both accounts being closed or accounts being placed "on hold." Anyone else counter this?
The last Amazon payments account payment that I made was back in early December. FWIW, I have not been making payments to myself, and have been using it to pay my rent.
I've heard of Amazon payments accounts being closed (with the Amazon.com account staying open), but I haven't heard of both accounts being closed or accounts being placed "on hold." Anyone else counter this?
Jan 6, 2014 | 10:32 pm
#3220
Join Date: Dec 2013
Posts: 139
Today when I tried to log in to my Amazon account, I kept on getting the message that my username and password were incorrect. Eventually, I called in and learned that my Amazon account was "on hold" for unspecified reasons. The rep I spoke with said that there was no one I could talk to directly about this issue, but that she would submit a form, and that I would hear something by phone or email within 24 hours.
The last Amazon payments account payment that I made was back in early December. FWIW, I have not been making payments to myself, and have been using it to pay my rent.
I've heard of Amazon payments accounts being closed (with the Amazon.com account staying open), but I haven't heard of both accounts being closed or accounts being placed "on hold." Anyone else counter this?
The last Amazon payments account payment that I made was back in early December. FWIW, I have not been making payments to myself, and have been using it to pay my rent.
I've heard of Amazon payments accounts being closed (with the Amazon.com account staying open), but I haven't heard of both accounts being closed or accounts being placed "on hold." Anyone else counter this?
Jan 6, 2014 | 11:48 pm
#3222
Join Date: Mar 2006
Location: Chicago
Programs: Mileage Plus, Rapid Rewards
Posts: 949
Quote:
Originally Posted by CMHFlyerOH
Today when I tried to log in to my Amazon account, I kept on getting the message that my username and password were incorrect. Eventually, I called in and learned that my Amazon account was "on hold" for unspecified reasons. The rep I spoke with said that there was no one I could talk to directly about this issue, but that she would submit a form, and that I would hear something by phone or email within 24 hours.
The last Amazon payments account payment that I made was back in early December. FWIW, I have not been making payments to myself, and have been using it to pay my rent.
I've heard of Amazon payments accounts being closed (with the Amazon.com account staying open), but I haven't heard of both accounts being closed or accounts being placed "on hold." Anyone else counter this?
weird and a bit scary. cant believe they shut both AP and amazon.com accounts down. did you have multiple AP accounts?
Originally Posted by CMHFlyerOH
Today when I tried to log in to my Amazon account, I kept on getting the message that my username and password were incorrect. Eventually, I called in and learned that my Amazon account was "on hold" for unspecified reasons. The rep I spoke with said that there was no one I could talk to directly about this issue, but that she would submit a form, and that I would hear something by phone or email within 24 hours.
The last Amazon payments account payment that I made was back in early December. FWIW, I have not been making payments to myself, and have been using it to pay my rent.
I've heard of Amazon payments accounts being closed (with the Amazon.com account staying open), but I haven't heard of both accounts being closed or accounts being placed "on hold." Anyone else counter this?
weird and a bit scary. cant believe they shut both AP and amazon.com accounts down. did you have multiple AP accounts?
Nope! Just the one account. I can't even access my Kindle library at the moment. After doing some research, it's sounding like what might have triggered the lock is my recent purchase of amazon gift cards using different credit cards--all in my name--(to take advantage of the $25 off $75 Amex offer). It also sounds like it will eventually be unlocked (from what I've read online). They also placed a hold on any account at any address to which I ever sent merchandise, including accounts belonging to my parents and sister. I have not made payments to these other accounts either. Will update when this is resolved.
Jan 7, 2014 | 1:36 am
#3223
Join Date: Jan 2014
Location: Chyona
Programs: Anywhere I can ski...
Posts: 401
Has anyone tried MS via Amazon GC & Amazon Payments.
i.e
1: Buy AGC up to 2k, send to self via email
2: Liquidate AGC to Amazon Account
3: Liquidate AGC to Amazon Payment
4: Withdraw Amazon Payment to Bank Account.
5: Pay CC Bills?
i.e
1: Buy AGC up to 2k, send to self via email
2: Liquidate AGC to Amazon Account
3: Liquidate AGC to Amazon Payment
4: Withdraw Amazon Payment to Bank Account.
5: Pay CC Bills?
Jan 7, 2014 | 11:29 am
#3224
Join Date: May 2011
Programs: AA, SPG, HERTZ, BA, UA, CO, JB
Posts: 290
Don't think you can do 3 so that won't work.
