Nov 10, 2013, 11:26 am
Last edit by: mcdullhk88
Dead as of 10/13/14
FAQ's
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
Additionally, we have updated the terms and conditions of our User Agreement (https://payments.amazon.com/help/Personal-Accounts/User-Agreement-Policies/User-Agreement) that apply to your use of the products and services provided by Amazon Payments. Our updated User Agreement revises certain terms (including, among other things, the elimination of person-to-person payments). Our new User Agreement will become effective on October 13, 2014, which is more than 30 days from when we first posted our updated User Agreement. By continuing to use our services after October 13, 2014, you are agreeing to be bound by the terms and conditions of our new User Agreement.
Is Amazon Payments treated as a cash advance? No CC issuer has been reported as treating an AP transaction as a cash advance unless the sender selected "Payment is for Cash Advance" on the Send Money screen.
What does it mean when your payment is "pending"? Your payment will be reviewed. We are unsure whether this review is done by a human or computer. It should take less than 24 hours but is usually within minutes.
How should you describe your payment? "Goods or services" will allow you to charge with a CC and it will not be treated as a cash advance. Note: If you choose cash advance, it may be treated as such by your CC issuer; always choose Goods/Services. There is no reason to put anything in the optional description field - leave it blank.
What is the monthly limit for sending CC payments? $1,000 per calendar month per AP account
What is the monthly limit for receiving CC payments? $1,000 per calendar month per AP account
What if it is not allowing me to send/receive more than $500 or any at all? You probably have not verified your bank and/or added a CC. In order to get the full $1,000 allowance for sending and receiving you must have a bank verified AND a CC added to your account as a payment method.
Does AP qualify for special spending categories? Specifically it qualifies for Discover's (usually 4th quarter) category of online purchases but so far, not Chase's "5% CB on Amazon.com purchases." Refer to thread for other options.
Can you get shutdown? Yes.
How do you get shutdown? No one knows. Anecdotes are found throughout the thread. Some suspicious behavior that MIGHT get your AP account(s) shut down is listed below.
Which transaction is most advisable? A -> B -> C -> A (see here)
Are any fees charged during this process? No, not by Amazon Payments. If your transaction is treated as a cash advance by your card issuer--fees are possible. Beware and always double check that goods/services is selected!
Can you liquidate Amazon GC via AP? NO!
Can you liquidate other gift cards via AP? Yes. Note that you cannot liquidate the full value of a GC because amazon places a $1 hold while it verifies the validity of the GC. You can sometimes (not always) avoid the hold by entering an incorrect expiration date for the GC when adding it to your AP account, and after you have added it, go to "Edit my account settings," then to "Add edit or delete my credit cards" and edit the expiration date there.
When does the month end? It appears as if Amazon is on pacific time, so midnight PDT/PST is when the month resets.
It bears repeating that no one knows the methodology amazon uses to police AP transactions, determines which transactions violate its T&Cs, or identifies violators. However, various people in this thread and elsewhere have confirmed that their AP account(s) were shut down for the following reasons:
- Associating one credit card number with more than one AP account (Be Careful if authorized user card has the same number as the primary card holder - in some instances the CC numbers are completely different)
- Associating one bank account with more than one AP account
Amazon Payments
Apr 12, 2012 | 12:21 am
#245
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 30,343
Apr 12, 2012 | 3:27 am
#246
Join Date: Feb 2009
Posts: 3,774
People... use the PM... There is a reason that you aren't seeing tons of posts about people being shut down. It's because it's not that complicated and they aren't that strict. Read what you can on here.. and send a message to someone who is active in the thread if you aren't sure of something. AZ payments has got to be one of the most simple methods out there to raise your spending. Lets keep it alive!
Apr 12, 2012 | 5:54 am
#247
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Yep. Can be. But we have actually have nonimaginary friends as customers. Customer X sends an AP to us then wants money back - says "our business stinks," so the refund money is sent via one of our bank accounts to X's email account. X gets miles from the card used for the AP transaction, while the bank transaction is free to us and the redbirds don't peep.
BTW, we just found out a regional grocery a short walk from the STCL/DtDD home office sells $2k MO's for $.65 and accepts "We Deserve to Make a Profit's" debit cards. Oh, we wuz robbed - why weren't we told there was a big ol' gold mine in our backyard? Looking now to get free flights to Rome for a cruise by the time wez done blasting all the gold out. Our rent is now gonna be paid by MO, too.
BTW, we just found out a regional grocery a short walk from the STCL/DtDD home office sells $2k MO's for $.65 and accepts "We Deserve to Make a Profit's" debit cards. Oh, we wuz robbed - why weren't we told there was a big ol' gold mine in our backyard? Looking now to get free flights to Rome for a cruise by the time wez done blasting all the gold out. Our rent is now gonna be paid by MO, too.
Apr 12, 2012 | 6:50 am
#248
Join Date: Dec 2008
Posts: 64
Can someone please PM me the instructions on how to bypass the $1000 limit?
Currently, I have been sending my dad/mom $1000 each month (different transactions), and they send it back. However, I would like to up this if possible.
Thanks in advance
Currently, I have been sending my dad/mom $1000 each month (different transactions), and they send it back. However, I would like to up this if possible.
Thanks in advance
Apr 12, 2012 | 7:00 am
#249
Join Date: Jul 2011
Location: North America
Posts: 2,273
Why should someone PM you? What have you done to try and reach out? Did you read the 17 pages and see who is active (talkative) enough to help you and tried sending them a PM yourself?
Apr 12, 2012 | 7:18 am
#250
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Keep it all PM - unless you figure I'm the only redbird watching FT.
Apr 12, 2012 | 8:48 am
#251
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,684
BTW, we just found out a regional grocery a short walk from the STCL/DtDD home office sells $2k MO's for $.65 and accepts "We Deserve to Make a Profit's" debit cards. Oh, we wuz robbed - why weren't we told there was a big ol' gold mine in our backyard? Looking now to get free flights to Rome for a cruise by the time wez done blasting all the gold out. Our rent is now gonna be paid by MO, too.
Mike
Apr 12, 2012 | 8:51 am
#252
FlyerTalk Evangelist
Join Date: Aug 2001
Location: Finally back in Boston after escaping from New York
Posts: 13,684
Apr 12, 2012 | 2:18 pm
#253
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 47,213
...
BTW, we just found out a regional grocery a short walk from the STCL/DtDD home office sells $2k MO's for $.65 and accepts "We Deserve to Make a Profit's" debit cards. Oh, we wuz robbed - why weren't we told there was a big ol' gold mine in our backyard? Looking now to get free flights to Rome for a cruise by the time wez done blasting all the gold out. Our rent is now gonna be paid by MO, too.
BTW, we just found out a regional grocery a short walk from the STCL/DtDD home office sells $2k MO's for $.65 and accepts "We Deserve to Make a Profit's" debit cards. Oh, we wuz robbed - why weren't we told there was a big ol' gold mine in our backyard? Looking now to get free flights to Rome for a cruise by the time wez done blasting all the gold out. Our rent is now gonna be paid by MO, too.
Apr 13, 2012 | 7:53 am
#254
Join Date: Oct 2011
Programs: IHG Royal Ambassador, HHonors Gold
Posts: 54
"We deserve to make a profit"
http://money.cnn.com/2011/10/05/news...ihan/index.htm
..sorry, don't know about the store name though.
http://money.cnn.com/2011/10/05/news...ihan/index.htm
..sorry, don't know about the store name though.
Apr 13, 2012 | 7:58 am
#255
A FlyerTalk Posting Legend
Join Date: Sep 2002
Location: LAX/TPE
Programs: United 1K, JAL Sapphire, SPG Lifetime Platinum, National Executive Elite, Hertz PC, Avis PC
Posts: 47,213
"We deserve to make a profit"
http://money.cnn.com/2011/10/05/news...ihan/index.htm
..sorry, don't know about the store name though.
http://money.cnn.com/2011/10/05/news...ihan/index.htm
..sorry, don't know about the store name though.