Yep. Can be. But we have actually have nonimaginary friends as customers. Customer X sends an AP to us then wants money back - says "our business stinks," so the refund money is sent via one of our bank accounts to X's email account. X gets miles from the card used for the AP transaction, while the bank transaction is free to us and the redbirds don't peep.

BTW, we just found out a regional grocery a short walk from the STCL/DtDD home office sells $2k MO's for $.65 and accepts "We Deserve to Make a Profit's" debit cards. Oh, we wuz robbed - why weren't we told there was a big ol' gold mine in our backyard? Looking now to get free flights to Rome for a cruise by the time wez done blasting all the gold out. Our rent is now gonna be paid by MO, too.