I know this is a vague question but I leased a BMW this year. As with every dealer, their finance guys was trying hard to sell me tires and windshield warranty which I immediately declined. All other things are covered from BMW except the tires and windshield. The warranty would have costed around $2,000.

I didn't realize that the tires of BMW are actually pretty expensive. And once a tire gets flat and if there's a big nail or something, you need to get the tire replaced. It can't get patched. Although you can do it, but there's a great risk involved. Anyway, I got the tire replaced and it costed me $300.

I want to avoid this situation in the future. Is there anything I can do about it? I purchased the tire using my Amex Platinum with the intent that it might be covered under their warranty or something but I believe it won't. Is there any workaround to this? Does any CC company cover it? Thoughts?

Read the T&C for your Plat card. I know the USA consumer version doesn't cover car repairs, IIRC including parts so tires might be included in this provision.

Also check what your comprehensive auto insurance covers, which typically has a lower deductible than collision coverage. IIRC USA car insurance sometimes puts windshield damage coverage under a separate rider which doesn't cost much. I guess the likely risks would be tornado/wind damage and damage from stones falling from a nearby truck, etc. Think about what windshield replacement or repair would cost and whether you want to self insure on this.

BTW, was it literally a windshield warranty (compensation for manufacturing defects) or insurance coverage?

IME the tire coverage includes wheels, rims, etc. that can be damaged by potholes and cause bigger repair bills than just tire replacement and installation.

You should see if the tire manufacturer offers a road hazard warranty on those tires. I know that some do, and those warranties are still in effect on OEM tires that came with the car. Usually they prorate the replacement cost of the tire to how much wear the tire has experienced.

Since this is not a miles and points question, and not even a travel related topic, and because OP does not qualify for access to OMNI, the thread has been closed.

Thanks all!

~Moderator