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Track credit card opening/closing

Track credit card opening/closing

Old May 7, 14, 6:31 pm
  #1  
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Track credit card opening/closing

Looking to see if there is any website out there that allows me to keep track of when cards were opened and closed? I'm trying to keep everything organized, and haven't been able to find something geared towards this. Any suggestions are appreciated.
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Old May 7, 14, 8:19 pm
  #2  
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Old May 7, 14, 8:19 pm
  #3  
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If it's your own credit card opening/closing, why not just create a spreadsheet or a text document (on your own computer, or using a general-purpose "cloud" service if you prefer) in which you do this?

That's how most people do it.

I doubt that there's a specialized webiste for it. What would such a website do that a spreadsheet or text document couldn't?

In case you have a computer but don't have a spreadsheet program (which Excel is), and don't want to pay for one, you can download a MicroSoft Office compatible free tool suite at:

openoffice.org

OpenOffice is free, since it's "open source" (like the Firefox browser).
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Old May 7, 14, 9:10 pm
  #4  
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I use excel currently, was seeing if there was a site similar to creditkarma that could just pull this information to validate my manual tracking of it.
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Old May 8, 14, 2:06 pm
  #5  
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Originally Posted by cascade View Post
I use excel currently, was seeing if there was a site similar to creditkarma that could just pull this information to validate my manual tracking of it.
Be careful, the dates shown on credit reports may not exactly match the dates as the bank sees it. The people who run credit bureaus are not into the precise timing needed for things like spend thershold deadlines or inter-application clocks. For their purposes, "rounded" numbers (including dates) are fine. For churning purposes, though, you may need exact dates.

Now, if you have lost all your own information for a particular card, you can try using your credit reports as a fallback, but you need to kind in mind that the dates there may not be as accurate as if you had kept track of it yourself.

But there's no magic "site" for it; it's your credit reports that have this information, however you access them.
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Old May 8, 14, 10:19 pm
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I think you'd be best off calling your card companies and asking them what date they have on file and keeping a list of your own.
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