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WoH Credit card! [Launched 2018] (Chase)

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Old Aug 11, 2018, 3:23 pm
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Last edit by: TravelinSperry

World of Hyatt Credit Card benefit details and notes


Anniversary Free Night Award (Category 1-4)
  • Issued 10 weeks after cardmember anniversary date
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
Additional Free Night Award (Category 1-4) with $15k spend
  • The spend counter for this benefit tracks total cumulative purchases during the current calendar year (excluding $95 annual fee and any other non-qualifying transactions).
  • The spend counter for this benefit resets at the beginning of every calendar year. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Two Additional Night Credits" spend counter below.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross $15k)
  • Expires 1 year after issuance
  • Ineligible for use with Club Lounge Access Awards and Complimentary Suite Upgrade Awards
  • Cardmembers are eligible for only 1 Additional Free Night Award per calendar year (e.g., spending $30k does not result in two Additional Free Night Awards
Two Additional Night Credits with every $5k spend
  • The spend counter for this benefit tracks total cumulative purchases since account opening (excluding $95 annual fee and any other non-qualifying transactions)
  • This spend counter never resets. Chase does not make this spend counter visible to customers, so interested customers must calculate their own. Note that this is a separate spend counter from the "Additional Free Night Award" spend counter above.
  • Issued 1-2 days after statement closing date of the triggering transaction (the transaction causing the spend counter to cross a multiple of $5k)
  • For World of Hyatt status qualification purposes, the night credits are associated with the TRANSACTION date of the triggering transaction, not the posting date and not the statement closing date. For example, triggering transactions on 12/31/2022 (transaction date) will result in 2 night credits for the 2022 status year, regardless of posting date or statement closing date. Based on FT reports, transaction date appears to be based on the US Eastern Time Zone.
  • World of Hyatt Credit Card: timing for $5k spend 2 qualifying nights
Other Benefits
  • 4 Bonus Points per $1 spent on purchases at Hyatt hotels
  • 2 Bonus Points per $1 spent on restaurants, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
  • 1 Bonus Point per $1 spent on all other purchases
  • Discoverist status every year
  • 5 qualifying night credits every year
  • No foreign transaction fees
  • Travel & purchase coverage

Other notes and tips


Chase spending tracker
  • The Chase spending tracker is useful for calculating your spend counter for the $15k Additional Free Night Award and your spend counter for the Two Additional Night Credits
  • Chase mobile app: "View all transactions", then switch to the "Spending Summary" tab
  • Chase website: From the main page, on the right hand side, click the "Spending & Budgeting" menu, then choose "Spending Summary"
  • Remember to add spend from prior calendar year(s) as needed (see spend counter notes above), and to subtract $95 annual fee and any other non-qualifying transactions from all years
  • Full list of non-qualifying transactions: returns, refunds, balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee

Sign-up bonus offer


Chase card overview and application page: Link

Current sign-up offer (as of Feb 1, 2022): Earn up to 60,000 Bonus Points
  • 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
  • Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Previous sign-up offer: Earn up to 50,000 Bonus Points and 10 Night Credits (last checked: Dec 22, 2020 - no mention of 10 night credits)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.
  • Apply by December 31, 2020 and get 10 qualifying night credits towards your next tier status in 2020 and 2021.

Previous sign-up offer: Earn up to 50,000 Bonus Points (ended Apr 14, 2020)
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.

Previous sign-up offer: Earn up to 60,000 Bonus Points (ended Jan 9, 2019)
  • Earn 40,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening.
  • Plus, earn an additional 20,000 Bonus Points after you spend $6,000 total on purchases (including first $3,000) within the first 6 months of account opening.
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WoH Credit card! [Launched 2018] (Chase)

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Old Jun 24, 2022, 3:13 pm
  #2941  
 
Join Date: Feb 2005
Posts: 250
I think I know the answer but just wanted to confirm—is the total spend on the card to get the 60,000 welcome offer $15000 total or $3000 plus an additional $15000?

Also, if I book a stay on the Hyatt site or through an agent in the Hyatt Prive program would I earn 4x or 9x the cost of the stay?
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Old Jun 24, 2022, 5:05 pm
  #2942  
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Originally Posted by nycnyc
I think I know the answer but just wanted to confirm—is the total spend on the card to get the 60,000 welcome offer $15000 total or $3000 plus an additional $15000?
From the offer:

30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

the way I read that:

- you get 30k if you charge $3k in the first three months, no matter what you charge.

- you get double points for non-bonused ((1X) spend for the first six months, capped at 30k points.

Only 1X spend will count for both parts.

So, if you spend $15k on Hyatt stays and nothing else during the first six months, you get 30k for the first $3k (assuming they were in the first three months), but nothing for the rest of that spend. If you spend $15k on groceries during the first six months (and $3k of that during the first three months), you get 30k+30k.
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Old Jun 24, 2022, 5:38 pm
  #2943  
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Originally Posted by notquiteaff
AF posted 3/1, “free” night posted on 4/23.
Is this personal card a "keeper" b/c of the "free" night?
philemer is offline  
Old Jun 24, 2022, 6:11 pm
  #2944  
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Originally Posted by philemer
Is this personal card a "keeper" b/c of the "free" night?

It wasn’t for me, but over the course of the last year I got multiple Chase spend promos that sweetened the deal for me. E.g., right now it’s 5X on groceries and gas for up to $1500.
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Old Jun 24, 2022, 6:21 pm
  #2945  
 
Join Date: Aug 2021
Location: USA
Programs: American Airlines (Executive Platinum), Hyatt (Globalist), Hilton (Diamond), IHG (Diamond)
Posts: 2,917
Originally Posted by philemer
Is this personal card a "keeper" b/c of the "free" night?
If you're a Hyatt loyalist, yes. The free night and spending promos more than offset the annual fee, and there have been occasional fast-track status promos in the past.
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Old Jun 24, 2022, 6:26 pm
  #2946  
 
Join Date: Feb 2005
Posts: 250
Originally Posted by notquiteaff
From the offer:

30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

the way I read that:

- you get 30k if you charge $3k in the first three months, no matter what you charge.

- you get double points for non-bonused ((1X) spend for the first six months, capped at 30k points.

Only 1X spend will count for both parts.

So, if you spend $15k on Hyatt stays and nothing else during the first six months, you get 30k for the first $3k (assuming they were in the first three months), but nothing for the rest of that spend. If you spend $15k on groceries during the first six months (and $3k of that during the first three months), you get 30k+30k.

Ahhh I think I got it. That’s not what I was hoping for but thanks for the clarification.
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Old Jun 25, 2022, 11:59 am
  #2947  
 
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,292
Originally Posted by philemer
Is this personal card a "keeper" b/c of the "free" night?
Maybe a "modified" keeper, opening and closing periodically. Could plan to alternate the personal Hyatt card and the biz Hyatt card. Apply (and hopefully get approved) for one or the other every 12 months and close each card prior to 2nd AF. Receive a SUB and some additional TQN every ~12 months, almost always have an open card for 4x on Hyatt stays.

Right now I’m only a few months into the biz card, planning to close the personal card on January 2nd so I cannot state if this will work effectively over the long term. (It’s a marathon, not a sprint.) Of course, gotta stay below 5/24 for this to work.
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Dr Jabadski is offline  
Old Jun 25, 2022, 12:10 pm
  #2948  
nsx
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Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,624
Originally Posted by Dr Jabadski
Maybe a "modified" keeper, opening and closing periodically. Could plan to alternate the personal Hyatt card and the biz Hyatt card. Apply (and hopefully get approved) for one or the other every 12 months and close each card prior to 2nd AF. Receive a SUB and some additional TQN every ~12 months, almost always have an open card for 4x on Hyatt stays.

Right now I’m only a few months into the biz card, planning to close the personal card on January 2nd so I cannot state if this will work effectively over the long term. (It’s a marathon, not a sprint.) Of course, gotta stay below 5/24 for this to work.
With the loss of Globalist status next March, I will probably start alternating personal and business Hyatt cards, paying the second annual fee each time. Or I might drop Hyatt cards entirely due to the decreasing number of desirable Cat 1-4 hotels in the USA.
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Old Jun 29, 2022, 1:41 pm
  #2949  
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Originally Posted by notquiteaff
I currently have 5X on groceries and gas stations via mybonus. For Q1 I had “spend $3k, get 5k”.
And for Q3 I have once again 5X on groceries, and gas, capped at $1500. And for good measure they added home improvement stores.
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notquiteaff is offline  
Old Jul 5, 2022, 8:23 am
  #2950  
 
Join Date: Nov 2011
Location: Iowa
Posts: 728
Originally Posted by nsx
With the loss of Globalist status next March, I will probably start alternating personal and business Hyatt cards, paying the second annual fee each time. Or I might drop Hyatt cards entirely due to the decreasing number of desirable Cat 1-4 hotels in the USA.
Which hotel credit card will you likely use if you drop Hyatt cards entirely?
iowa guy is offline  
Old Jul 5, 2022, 9:55 am
  #2951  
nsx
Moderator: Southwest Airlines, Capital One
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Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,624
Originally Posted by iowa guy
Which hotel credit card will you likely use if you drop Hyatt cards entirely?
I would use Chase Sapphire Preferred to collect points transferable to Hyatt. The Venture X is a good card too, but you can't transfer to Hyatt. I use Capital One points to pay for travel that would otherwise require cash.
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nsx is offline  
Old Jul 22, 2022, 4:10 pm
  #2952  
 
Join Date: Feb 2005
Posts: 250
Hope someone can clear things up for me:

I need to complete the $3K spend by September 6 to get the 30K points offer so I booked a Hyatt stay last week for September 2-8 but my card hasn’t been charged yet. Will Hyatt charge my card the total amount for the stay 24 hours prior to check-in or when I check out? If it isn’t until September 8 then I guess I need to use the card before then for something else.
nycnyc is online now  
Old Jul 22, 2022, 4:13 pm
  #2953  
 
Join Date: Dec 2007
Location: SFO
Posts: 4,914
Originally Posted by nycnyc
Hope someone can clear things up for me:

I need to complete the $3K spend by September 6 to get the 30K points offer so I booked a Hyatt stay last week for September 2-8 but my card hasn’t been charged yet. Will Hyatt charge my card the total amount for the stay 24 hours prior to check-in or when I check out? If it isn’t until September 8 then I guess I need to use the card before then for something else.
find another way to get $3k… most likely the charge won’t hit until September 9th or 10th (unless it’s a prepaid)… don’t mess with SUB and dates so close to deadline.
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myperks is offline  
Old Jul 22, 2022, 4:36 pm
  #2954  
 
Join Date: Sep 2021
Posts: 307
Originally Posted by nycnyc
Hope someone can clear things up for me:

I need to complete the $3K spend by September 6 to get the 30K points offer so I booked a Hyatt stay last week for September 2-8 but my card hasn’t been charged yet. Will Hyatt charge my card the total amount for the stay 24 hours prior to check-in or when I check out? If it isn’t until September 8 then I guess I need to use the card before then for something else.
why not call the hotel and ask them to charge you now? I’m sure they’d be happy to take the money up front
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Seagull689 is offline  
Old Jul 22, 2022, 5:26 pm
  #2955  
 
Join Date: Feb 2005
Posts: 250
Originally Posted by Seagull689
why not call the hotel and ask them to charge you now? I’m sure they’d be happy to take the money up front
Can they do that? Forgive my ignorance but I didn’t know that was an option.
nycnyc is online now  


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