Travel Insurance while in the USA
Feb 28, 2020, 8:29 am
#1
Original Poster
Join Date: Jun 2000
Location: AUS
Programs: DL Flying Colonel
Posts: 4,023
Travel Insurance while in the USA
Colleague is travelling from TLV to AUS for a week. Can anyone suggest a company to buy travel insurance from. Amex Plat covers bags and delays, but more worried about medical and such just in case something goes wrong while here.
Feb 29, 2020, 12:36 pm
#4
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Join Date: Jul 2003
Location: Yiron, Israel
Programs: Bates Motel Plat
Posts: 68,928
Assuming that neither of them is in very bad health they will have no problem in getting travel insurance policies in Israel which will cover trips to the U.S. -- and they would only have to pay for the days that they are out of Israel.\
This insurance would cover all medical costs in the U.S. until the policy holder is in condition to fly back to Israel. The insurance company would pay for the return flight and, when he lands in Israel, his local insurance would take over.
This insurance would cover all medical costs in the U.S. until the policy holder is in condition to fly back to Israel. The insurance company would pay for the return flight and, when he lands in Israel, his local insurance would take over.
Mar 10, 2020, 3:51 am
#6
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Join Date: Mar 2002
Location: Canada, USA, Europe
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Mar 11, 2020, 4:41 am
#7
Join Date: Mar 2008
Location: Israel/United States
Posts: 1,234
I know plenty of Israelis who have American Citizenship, live in Israel and use travelers insurance in the US. Nobody cares how the bill gets paid - as long as it’s paid.
HOWEVER, you may have to first pay and then get reimbursed by the insurance ( same as I do while in Israel)
HOWEVER, you may have to first pay and then get reimbursed by the insurance ( same as I do while in Israel)
Mar 12, 2020, 1:04 pm
#8
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Join Date: Dec 2009
Location: HaMerkaz/Exit 145
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Posts: 13,167
I have never heard of an issue of someone with American citizenship but who lives outside the US using foreign-based travel insurance to get medical coverage in the US. (And same in Israel - I know Israeli citizens who live in the US, and therefore don't have kuppat cholim, who use travel insurance in Israel, either US-based or Israel-based tourist health insurance, with no issues.)
As for travel medical insurance to the US, because bills can be especially high in the US, it's best to look for someone that will pay up front, instead of dealing with reimbursement.
As for travel medical insurance to the US, because bills can be especially high in the US, it's best to look for someone that will pay up front, instead of dealing with reimbursement.
- Clal (available cheaper from Clalit, Maccabi, and Leumit) - provides local coverage with United Healthcare and $50 co-pay. Pay just the $50 to supplier and that's it. No co-pay if hospitalized
- Phoenix - has a network of doctors (more in popular tourist areas) that will see you for no co-pay at all. No co-pay for hospitalization
- Passportcard - they load money onto a "credit card" for you to pay for things. (Note that while there's no co-pay, they can be extremely expensive, and can be harder to use if you have pre-existing conditions.)