Delta Plan-it program to delay MQDs?
Oct 27, 2024 | 4:45 pm
#1
Original Poster
Join Date: Oct 2013
Posts: 19
Delta Plan-it program to delay MQDs?
We have a fairly expensive trip we are planning for next year and we have maxed out all possible awards/status for 2024. I want to reserve some seats now but would prefer to have the ticket cost be counted for my 2025 MQDs. I know the MQDs for the flight will not post until the flights are complete but was wondering if I could use the Delta Plan it option to delay the MQDs for the payment? Theoretically I could pay the relatively small monthly fee for two months and then pay off the majority of the bill on January 1. Has anyone tried this? Any idea if the MQDs using this approach get counted at the initial time of purchase or only after the actual payment is made each month and then on Jan 1? Thanks.
Oct 27, 2024 | 5:08 pm
#2
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Looks to me like this will not delay the actual mileage/MQD credit from purchase. Perhaps PayPal Pay Later option could be used to do this? Not really familiar enough with PayPal to know if this would work.
Oct 27, 2024 | 6:11 pm
#3
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We have a fairly expensive trip we are planning for next year and we have maxed out all possible awards/status for 2024. I want to reserve some seats now but would prefer to have the ticket cost be counted for my 2025 MQDs. I know the MQDs for the flight will not post until the flights are complete but was wondering if I could use the Delta Plan it option to delay the MQDs for the payment? Theoretically I could pay the relatively small monthly fee for two months and then pay off the majority of the bill on January 1. Has anyone tried this? Any idea if the MQDs using this approach get counted at the initial time of purchase or only after the actual payment is made each month and then on Jan 1? Thanks.
If you mean the 1MQD person $10 spend that posts based on month charge hits the card.
It hits the card right away. You just get to pay it off (no interest, instead a plan fee) in equal payments.
All this is, an AMEX Plan It payment plan, but setup during the actual purchase. Normally you'd go to AMEX after the fact and set it up on the AMEX website.
Last edited by flyerCO; Oct 27, 2024 at 6:57 pm
Oct 27, 2024 | 6:26 pm
#4
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Oct 27, 2024 | 7:40 pm
#5
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OP understands that MQDs from flight will not credit until flight is taken and is talking about MQDs from DL Amex spend. It appears Amex Plan It spend counts all miles/MQDs towards purchase date, and not the payment dates over time.
Oct 27, 2024 | 10:02 pm
#6
Moderator: Delta SkyMiles
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Lets say fairly expensive is $20k and its a DL Reserve card, thats 2,000 MQD. Maybe thats significant, but someone who is able to spend $20k on a trip probably also can generate $20k in other household spend next year on the same reserve card.
With that being said, get a regular Amex PLT. Get 5x the points, so 100,000 MR points = at least $1,000 in benefits. Heck, transfer them to DL and take a trip and earn another round of MQDs.
Oct 28, 2024 | 5:24 am
#7
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This is what Im trying to understand because I didnt want to go off on a tangent.
Lets say fairly expensive is $20k and its a DL Reserve card, thats 2,000 MQD. Maybe thats significant, but someone who is able to spend $20k on a trip probably also can generate $20k in other household spend next year on the same reserve card.
With that being said, get a regular Amex PLT. Get 5x the points, so 100,000 MR points = at least $1,000 in benefits. Heck, transfer them to DL and take a trip and earn another round of MQDs.
Lets say fairly expensive is $20k and its a DL Reserve card, thats 2,000 MQD. Maybe thats significant, but someone who is able to spend $20k on a trip probably also can generate $20k in other household spend next year on the same reserve card.
With that being said, get a regular Amex PLT. Get 5x the points, so 100,000 MR points = at least $1,000 in benefits. Heck, transfer them to DL and take a trip and earn another round of MQDs.
Oct 28, 2024 | 6:08 am
#9
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Oct 28, 2024 | 2:23 pm
#10
Original Poster
Join Date: Oct 2013
Posts: 19
Agreed that Amex Reserve spend is a fairly minor source of MQDs when compared to MQDs earned from the actual travel. It would be helpful to know when OP is looking at traveling. Other than travel for early next year, it doesn't seem all that imperative to book it right now (rather than waiting until the new year to book it).