Originally Posted by
strabdoc
We have a fairly expensive trip we are planning for next year and we have maxed out all possible awards/status for 2024. I want to reserve some seats now but would prefer to have the ticket cost be counted for my 2025 MQDs. I know the MQDs for the flight will not post until the flights are complete but was wondering if I could use the Delta Plan it option to delay the MQDs for the payment? Theoretically I could pay the relatively small monthly fee for two months and then pay off the majority of the bill on January 1. Has anyone tried this? Any idea if the MQDs using this approach get counted at the initial time of purchase or only after the actual payment is made each month and then on Jan 1? Thanks.
This just delays payment. MQDs should post for same year as associated flight.
If you mean the 1MQD person $10 spend that posts based on month charge hits the card.
It hits the card right away. You just get to pay it off (no interest, instead a plan fee) in equal payments.
All this is, an AMEX Plan It payment plan, but setup during the actual purchase. Normally you'd go to AMEX after the fact and set it up on the AMEX website.