Originally Posted by
xliioper
OP understands that MQDs from flight will not credit until flight is taken and is talking about MQDs from DL Amex spend. It appears Amex Plan It spend counts all miles/MQDs towards purchase date, and not the payment dates over time.
This is what I’m trying to understand because I didn’t want to go off on a tangent.
Let’s say “fairly expensive” is $20k and it’s a DL Reserve card, that’s 2,000 MQD. Maybe thats significant, but someone who is able to spend $20k on a trip probably also can generate $20k in other household spend next year on the same reserve card.
With that being said, get a regular Amex PLT. Get 5x the points, so 100,000 MR points = at least $1,000 in benefits. Heck, transfer them to DL and take a trip and earn another round of MQDs.