Delta Credit Card Strategy
Mar 26, 2024, 4:38 pm
#31
Join Date: Sep 2010
Location: NYC
Programs: Delta DM, 2MM
Posts: 1,254
I've had the Platinum and/or Reserve card for 5-6 years. I've never been able to successfully use a companion ticket. I did find the Reserve card worth it when I was transiting through DTW a lot and could use the clubs. The ability to earn MQMs and get the MQD waiver also came in handy at times. Not so much with all the program changes.
Mar 27, 2024, 11:00 am
#35
Join Date: Nov 2019
Location: SW Florida
Programs: DL Gold, HHDiamond, IHG Plat Regular Joe Everywhere Else
Posts: 538
Mar 28, 2024, 5:02 am
#36
Join Date: Sep 2009
Programs: UA GS>1K>Nothing; DL DM 2MM; AS 75K>Nothing>MVP
Posts: 9,341
Kind of wonder though what Amex is thinking. Maybe they'll figure it out when they see enough cases where card spending drops from $100k in the first quarter to zero for the rest of the year.
Apr 6, 2024, 11:49 am
#37
Join Date: Jan 2009
Location: WAS
Programs: AA EXP2M, DL 1MM DM ext, UA PP <=> HH G/Marr PE/Hyatt G/IHG P FT RA ( Recovering Addict)
Posts: 4,596
If it is a renewal for the Reserve (after 12 months), just call and downgrade it (or even by online chat), to the Gold card = retains 15% off benefit
- Amex will rporate the fees (and not bother with your Companion certificate)
If you have another DL card then convert the personal Reserve to the Fee free blue card (we had 2 Delta cards for years to get the MQMs from spend)
Get the Amex Platinum then for lounge access
Apr 6, 2024, 12:33 pm
#38
Join Date: Jul 2003
Location: Atlanta
Posts: 5,187
If it is your first year of charges dont do anything. Amex RAT team does not look kindly on people who get bonus and then cancel or downgrade at once.
If it is a renewal for the Reserve (after 12 months), just call and downgrade it (or even by online chat), to the Gold card = retains 15% off benefit
- Amex will rporate the fees (and not bother with your Companion certificate)
If you have another DL card then convert the personal Reserve to the Fee free blue card (we had 2 Delta cards for years to get the MQMs from spend)
Get the Amex Platinum then for lounge access
If it is a renewal for the Reserve (after 12 months), just call and downgrade it (or even by online chat), to the Gold card = retains 15% off benefit
- Amex will rporate the fees (and not bother with your Companion certificate)
If you have another DL card then convert the personal Reserve to the Fee free blue card (we had 2 Delta cards for years to get the MQMs from spend)
Get the Amex Platinum then for lounge access