What to do with miles when someone dies... ? (Definitive Thread)
#181
Join Date: Apr 2008
Posts: 2,358
Ever heard of the Social Security Death Index? These days almost everyone in the U.S. ends up listed in it eventually.
It lags by a few months, so miles might be spent to attend the funeral or for near-term travel, but if you book that trip to Wally World for next summer, you might find yourself either stranded at an airport or whipping out your credit card to pay last-minute fares.
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Can you imagine the amount of labor involved if Delta were to check death records from the SSDI (that get reported) to Delta's frequent flier program?
The labor expense to Delta to hunt for deceased account holders would far exceed any savings in finding unreported deaths of account holders.
Even though there is no way to determine how many deceased persons are not included in the death index, both my parents and a brother died. Not one of them is in the SSDI.
Furthermore, several of my clients who died are not in the index. Therefore, I don't have a great deal of confidence in the SSDI.
Bottom line? I would not be concerned that Delta would make any meaningful discovery from the SSDI.
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#182
FlyerTalk Evangelist
Join Date: Sep 2002
Location: IND
Programs: DL PM & 2MM™, Lifetime HHonors Diamond
Posts: 20,889
I am as big of Delta cheerleader as there is here but even I don't think I would say this.
I guess I better do this. But it is against my judgement.
Many readers might not know that there are close to seven thousand deaths reported each day in the United States. Many deaths "slip through the cracks" and do not end up on the Social Security Death Index.
Can you imagine the amount of labor involved if Delta were to check death records from the SSDI (that get reported) to Delta's frequent flier program?
The labor expense to Delta to hunt for deceased account holders would far exceed any savings in finding unreported deaths of account holders.
Even though there is no way to determine how many deceased persons are not included in the death index, both my parents and a brother died. Not one of them is in the SSDI.
Furthermore, several of my clients who died are not in the index. Therefore, I don't have a great deal of confidence in the SSDI.
Bottom line? I would not be concerned that Delta would make any meaningful discovery from the SSDI.
-
Can you imagine the amount of labor involved if Delta were to check death records from the SSDI (that get reported) to Delta's frequent flier program?
The labor expense to Delta to hunt for deceased account holders would far exceed any savings in finding unreported deaths of account holders.
Even though there is no way to determine how many deceased persons are not included in the death index, both my parents and a brother died. Not one of them is in the SSDI.
Furthermore, several of my clients who died are not in the index. Therefore, I don't have a great deal of confidence in the SSDI.
Bottom line? I would not be concerned that Delta would make any meaningful discovery from the SSDI.
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#184
FlyerTalk Evangelist
Join Date: Jun 2008
Programs: Formaldehyde Medallion DL DieMiles
Posts: 12,646
Many readers might not know that there are close to seven thousand deaths reported each day in the United States. Many deaths "slip through the cracks" and do not end up on the Social Security Death Index.
Can you imagine the amount of labor involved if Delta were to check death records from the SSDI (that get reported) to Delta's frequent flier program?
The labor expense to Delta to hunt for deceased account holders would far exceed any savings in finding unreported deaths of account holders.
Even though there is no way to determine how many deceased persons are not included in the death index, both my parents and a brother died. Not one of them is in the SSDI.
Furthermore, several of my clients who died are not in the index. Therefore, I don't have a great deal of confidence in the SSDI.
Bottom line? I would not be concerned that Delta would make any meaningful discovery from the SSDI.
-
Can you imagine the amount of labor involved if Delta were to check death records from the SSDI (that get reported) to Delta's frequent flier program?
The labor expense to Delta to hunt for deceased account holders would far exceed any savings in finding unreported deaths of account holders.
Even though there is no way to determine how many deceased persons are not included in the death index, both my parents and a brother died. Not one of them is in the SSDI.
Furthermore, several of my clients who died are not in the index. Therefore, I don't have a great deal of confidence in the SSDI.
Bottom line? I would not be concerned that Delta would make any meaningful discovery from the SSDI.
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You're likely correct in your bottom line conclusion.
#185
FlyerTalk Evangelist
Join Date: Jun 2008
Programs: Formaldehyde Medallion DL DieMiles
Posts: 12,646
Travel... dead won't be doing that
Charge something to a DL Amex... spouse might be able to keep the account open for a while, but I bet that Amex is better at finding out you're dead than DL would be.
Maybe some others...
You might be able to pull it off. But most folks would be that savvy.
#186
FlyerTalk Evangelist
Join Date: Mar 2004
Location: Under an ORD approach path
Programs: DL PM, MM. Coffee isn't a drug, it's a vitamin.
Posts: 12,935
So, the odds of a positive match to the SSDI are questionable.
#188
Join Date: May 2005
Location: PHX
Programs: AA Gold, WN A+ & CP, HH Diamond, Hyatt Platinum, National Executive Elite
Posts: 3,246
Maybe I'm missing something but why is this a big deal? I can understand why it could be a big deal IF DL found out a member died but otherwise I'm just not seeing the issue.
If the miles didn't expire and you wanted someone to use them after you die, that person would have to know about the account to go get the miles. DL could ostensibly charge a transfer fee to move them into another account. To avoid that, don't inform DL of the death and make sure that that person has access to your account.
If the miles do expire, don't inform DL of the death and make sure that someone knows about and has access to your account.
The net result is the same. I've been doing this for 2+ years with a BA account and have had zero issues using the miles. I honestly don't think we are going to see a bunch of posts about how someone expired and so did their miles.
If the miles didn't expire and you wanted someone to use them after you die, that person would have to know about the account to go get the miles. DL could ostensibly charge a transfer fee to move them into another account. To avoid that, don't inform DL of the death and make sure that that person has access to your account.
If the miles do expire, don't inform DL of the death and make sure that someone knows about and has access to your account.
The net result is the same. I've been doing this for 2+ years with a BA account and have had zero issues using the miles. I honestly don't think we are going to see a bunch of posts about how someone expired and so did their miles.
#189
Join Date: May 2005
Location: PHX
Programs: AA Gold, WN A+ & CP, HH Diamond, Hyatt Platinum, National Executive Elite
Posts: 3,246
IIRC, back when miles expired, there were a limited number of ways to keep your account active:
Travel... dead won't be doing that
Charge something to a DL Amex... spouse might be able to keep the account open for a while, but I bet that Amex is better at finding out you're dead than DL would be.
Maybe some others...
You might be able to pull it off. But most folks would be that savvy.
Travel... dead won't be doing that
Charge something to a DL Amex... spouse might be able to keep the account open for a while, but I bet that Amex is better at finding out you're dead than DL would be.
Maybe some others...
You might be able to pull it off. But most folks would be that savvy.
#190
Join Date: Apr 2008
Posts: 2,358
Maybe I'm missing something but why is this a big deal? I can understand why it could be a big deal IF DL found out a member died but otherwise I'm just not seeing the issue.
If the miles do expire, don't inform DL of the death and make sure that someone knows about and has access to your account.
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The airlines do audit frequent flier accounts and activity.
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#191
FlyerTalk Evangelist
Join Date: Sep 2002
Location: IND
Programs: DL PM & 2MM™, Lifetime HHonors Diamond
Posts: 20,889
Maybe I'm missing something but why is this a big deal? I can understand why it could be a big deal IF DL found out a member died but otherwise I'm just not seeing the issue.
If the miles didn't expire and you wanted someone to use them after you die, that person would have to know about the account to go get the miles. DL could ostensibly charge a transfer fee to move them into another account. To avoid that, don't inform DL of the death and make sure that that person has access to your account.
If the miles do expire, don't inform DL of the death and make sure that someone knows about and has access to your account.
The net result is the same. I've been doing this for 2+ years with a BA account and have had zero issues using the miles. I honestly don't think we are going to see a bunch of posts about how someone expired and so did their miles.
If the miles didn't expire and you wanted someone to use them after you die, that person would have to know about the account to go get the miles. DL could ostensibly charge a transfer fee to move them into another account. To avoid that, don't inform DL of the death and make sure that that person has access to your account.
If the miles do expire, don't inform DL of the death and make sure that someone knows about and has access to your account.
The net result is the same. I've been doing this for 2+ years with a BA account and have had zero issues using the miles. I honestly don't think we are going to see a bunch of posts about how someone expired and so did their miles.
PLUS, it really SUCKS to tell your loved ones that they are going to have to lie their way through the SkyMiles. I wouldn't bat an eye at it but some people have more ethics than I do.
#192
FlyerTalk Evangelist
Join Date: Jun 2008
Programs: Formaldehyde Medallion DL DieMiles
Posts: 12,646
#193
FlyerTalk Evangelist
Join Date: Sep 2002
Location: IND
Programs: DL PM & 2MM™, Lifetime HHonors Diamond
Posts: 20,889
My hope is that they are reading this and see it is full of holes, HORRIBLY customer unfriendly, and ripe for a legal challenge. I am not a lawyer, so I don't know what their chances of prevailing are but would ask Delta to consider is it worth it? Pathetic, in my opinion.
In the meantime, I guess I better be writing a document to my family with explicit instructions on what to do and not do. Sad that it comes to that, isn't it? Of course, if my day is next week, they might remember. If it is 25 years from now, they will probably probably forget and screw it up anyway.
#194
Join Date: Jan 2008
Location: Upstate, NY
Posts: 3,359
+1 Any company policy that encourages the survivors of some of your most loyal customers to LIE to keep the benefit/reward that your customer EARNED through years of patronage is just dumb from a business prospective (I won't mention morals or ethics because...hey this is Delta/Skymiles we are talking about...)
#195
Suspended
Join Date: Jun 2009
Programs: Delta skymiles DM + 1MM
Posts: 8,144