Suntrust Delta Debit card T&C Changes
May 19, 2015, 12:28 pm
#1
Original Poster
Join Date: Mar 2005
Location: Atlanta
Programs: HHonors Diamond, Marriott Platinum, National Exec Elite, Delta
Posts: 505
Suntrust Delta Debit card T&C Changes
I knew this was coming at some point, but I didn't think it was going to be this drastic....
"As of July 25, 2015, you will earn one mile for each $2 in eligible spending up to 2,000 miles per month / per card.... with an annual fee of $95......"
Miles earned on DL are exempt from the monthly limit, and instead of 2 miles per dollar, it's now 1 mile per $1 on DL spend.
Looks like SunTrust is really trying to push the people who have had the DL Debit card to get a different card (or bank).
"As of July 25, 2015, you will earn one mile for each $2 in eligible spending up to 2,000 miles per month / per card.... with an annual fee of $95......"
Miles earned on DL are exempt from the monthly limit, and instead of 2 miles per dollar, it's now 1 mile per $1 on DL spend.
Looks like SunTrust is really trying to push the people who have had the DL Debit card to get a different card (or bank).
May 19, 2015, 4:08 pm
#6
FlyerTalk Evangelist
Join Date: Apr 2009
Location: Bye Delta
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Posts: 16,276
It can still be worthwhile. Certainly not for making any purchases that could be made with credit cards (you should never have been doing this anyway), but if you have high enough spend in areas where you cannot use a credit card, you can still earn 24,000 miles in a year for a $95 AF.
May 19, 2015, 6:11 pm
#7
Join Date: Nov 2013
Posts: 163
It can still be worthwhile. Certainly not for making any purchases that could be made with credit cards (you should never have been doing this anyway), but if you have high enough spend in areas where you cannot use a credit card, you can still earn 24,000 miles in a year for a $95 AF.
May 19, 2015, 7:04 pm
#8
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Even so, $150 + $95 = $245. For 24,000 miles, that's right around $0.01 each. I would pay that to acquire miles.
May 19, 2015, 8:28 pm
#9
Original Poster
Join Date: Mar 2005
Location: Atlanta
Programs: HHonors Diamond, Marriott Platinum, National Exec Elite, Delta
Posts: 505
It can still be worthwhile. Certainly not for making any purchases that could be made with credit cards (you should never have been doing this anyway), but if you have high enough spend in areas where you cannot use a credit card, you can still earn 24,000 miles in a year for a $95 AF.
I was offered 500 bonus miles to renew the card, I fought the urge to laugh. It's just as easy for me to put everything on the Sky Miles Amex and pay it off each month from my checking account and earn more miles.
May 19, 2015, 8:30 pm
#10
Original Poster
Join Date: Mar 2005
Location: Atlanta
Programs: HHonors Diamond, Marriott Platinum, National Exec Elite, Delta
Posts: 505
By the way, where are you getting 5% on a checking account?
May 19, 2015, 9:44 pm
#11
Join Date: Jul 2009
Location: DCA/IAD
Programs: AS, US, Hilton, BA, DL, SPG, AA, VS
Posts: 1,628
Assuming someone has good enough credit to get an AmEx. And there are lots of places that don't take AmEx.
May 20, 2015, 8:43 am
#13
Join Date: Apr 2011
Location: Chattanooga
Programs: DL, Hyatt, National
Posts: 318
Called SunTrust and voiced my 'concerns', the CSR claimed that it was Delta putting the 2000 mile monthly limit on the cards (not sure I believe that). But that said, I paid $75 for the card last year and racked up 48k miles, so paying $20 more for the card and getting half that is going to hurt.
I was offered 500 bonus miles to renew the card, I fought the urge to laugh. It's just as easy for me to put everything on the Sky Miles Amex and pay it off each month from my checking account and earn more miles.
I was offered 500 bonus miles to renew the card, I fought the urge to laugh. It's just as easy for me to put everything on the Sky Miles Amex and pay it off each month from my checking account and earn more miles.
May 20, 2015, 8:45 am
#14
FlyerTalk Evangelist
Join Date: Oct 2005
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May 20, 2015, 10:35 am
#15
Join Date: Jul 2014
Posts: 385
AmEx
I knew this was coming at some point, but I didn't think it was going to be this drastic....
"As of July 25, 2015, you will earn one mile for each $2 in eligible spending up to 2,000 miles per month / per card.... with an annual fee of $95......"
Miles earned on DL are exempt from the monthly limit, and instead of 2 miles per dollar, it's now 1 mile per $1 on DL spend.
Looks like SunTrust is really trying to push the people who have had the DL Debit card to get a different card (or bank).
"As of July 25, 2015, you will earn one mile for each $2 in eligible spending up to 2,000 miles per month / per card.... with an annual fee of $95......"
Miles earned on DL are exempt from the monthly limit, and instead of 2 miles per dollar, it's now 1 mile per $1 on DL spend.
Looks like SunTrust is really trying to push the people who have had the DL Debit card to get a different card (or bank).