Can I have two credit cards from same company in my name?
Apr 12, 2009, 9:14 pm
#1
Original Poster
Join Date: Jan 2008
Programs: aa, onepass, skymiles
Posts: 116
Can I have two credit cards from same company in my name?
Meaning -- can I have an additional cc in my name when I already have an account with the cc co?
I like the new Schwab 2% cashback VISA cc, so I got one for me and my wife to use. I prefer to keep my personal expenses separate from the family budget, so I would like to get a 2nd Schwab cc to use for myself. That way, I'd get separate statements, and wouldn't have to separate out my personal expenses from the family expenses each month.
Has anyone had any experience doing this?
I like the new Schwab 2% cashback VISA cc, so I got one for me and my wife to use. I prefer to keep my personal expenses separate from the family budget, so I would like to get a 2nd Schwab cc to use for myself. That way, I'd get separate statements, and wouldn't have to separate out my personal expenses from the family expenses each month.
Has anyone had any experience doing this?
Apr 12, 2009, 11:29 pm
#2
Join Date: May 2002
Location: Arizona
Posts: 5,696
Yes you can and the easiest way is to have your wife apply for a card and add you as an additional card holder. Most other cards let you get different flavors of the same card etc but why bother when the easiest way is just have your wife apply and add you as a secondary. DONE. DO IT. END.
Apr 13, 2009, 3:41 pm
#3
Join Date: Jul 2001
Location: DTW
Programs: Dirt Status w/ All
Posts: 5,044
Depends on the bank, but in most cases yes, you can have several. I've got/had four Chase cards, five or six Citi, two Barclay, ... The only one I know of that only allows one card is Advanta.
You could also look at using a business card which allows multiple "employee" cards to keep track of things. This is probably not the best way to go since you lose some consumer protections on business cards, but would mean multiple cards and easy to separate charges yet only pay one bill.
You could also look at using a business card which allows multiple "employee" cards to keep track of things. This is probably not the best way to go since you lose some consumer protections on business cards, but would mean multiple cards and easy to separate charges yet only pay one bill.