Debt settlement help!
#1
Original Poster
Suspended
Join Date: Jun 2008
Posts: 1
Debt settlement help!
I am going to use the sample letter from this site to negotiate my debt with a ca and have the negative listing completely removed from my reports. On my credit report it shows the oc with a "charged off as bad debt" and also shows the ca with a listing of "collection account". Should I be dealing with the ca or oc? If I get the ca to agree to a settlement and delete the negative listing then what about the oc's original negative report? I want to wipe them both clean, any advice? Thank you.
#2
FlyerTalk Evangelist


Join Date: Aug 2001
Programs: DL GM, AA Gold, Hilton Diamond, Bonvoy Plat
Posts: 12,171
You'd probably be better off posting the question at a site that's primary mission is credit. FT is more about points/miles than helping with things like CO's and CRAs
Creditboards is the "FT" of credit.
http://creditboards.com/forums/index.php?showforum=2
Creditboards is the "FT" of credit.
http://creditboards.com/forums/index.php?showforum=2
Last edited by skofarrell; Jun 2, 2008 at 11:58 am
#3




Join Date: Sep 2004
Location: Leesburg, VA AA EXP, 2MM lifetime
Programs: SPG PLT, Hyatt Diamond, 10% progress towards lifetime Hyatt Diamond
Posts: 2,347
Closing Thread
Moderator Hat On
Since this has no specific tie to any credit card program, I am going to close the thread.
HOWEVER, I am asking any of our regular contributors to jump in via PM and help out the OP if you can.
Moderator Hat Off
Since this has no specific tie to any credit card program, I am going to close the thread.
HOWEVER, I am asking any of our regular contributors to jump in via PM and help out the OP if you can.

Moderator Hat Off

