Debt settlement help!
 

I am going to use the sample letter from this site to negotiate my debt with a ca and have the negative listing completely removed from my reports. On my credit report it shows the oc with a "charged off as bad debt" and also shows the ca with a listing of "collection account". Should I be dealing with the ca or oc? If I get the ca to agree to a settlement and delete the negative listing then what about the oc's original negative report? I want to wipe them both clean, any advice? Thank you.

You'd probably be better off posting the question at a site that's primary mission is credit. FT is more about points/miles than helping with things like CO's and CRAs

Creditboards is the "FT" of credit.
http://creditboards.com/forums/index.php?showforum=2

Closing Thread
 

Moderator Hat On

Since this has no specific tie to any credit card program, I am going to close the thread.

HOWEVER, I am asking any of our regular contributors to jump in via PM and help out the OP if you can. :)

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