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Cutting through the cancellation B.S.

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Old Sep 19, 2007 | 12:23 pm
  #1  
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Cutting through the cancellation B.S.

I was a AAdvantage Platinum card holder but called today to cancel. I am no longer an AA flyer and see no need for the card.

Immediately I was put on with an "account specialist" who tried to convince me to try the Bronze card and even offered to give me a free companion ticket (buy 1, get 1 free) and waive the Platinum fee. I asked to have the card canceled. She then proceeded to offer me the Diamond Club or something like that.

I don't carry balances on my cards and have very little to zero debt.

Is there any way to expedite these cancellation calls without being rude?
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Old Sep 19, 2007 | 1:57 pm
  #2  
mia
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Email. We cancelled an AAdvantage Mastercard using the customer service email link on the account website. First reply asked the cardholder to call "for assistance". I replied that we did not require any "assistance". They closed it without further discussion.
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Old Sep 19, 2007 | 3:45 pm
  #3  
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I kinda enjoy talking to the reps and hearing the various silly offers to keep the card. Sometimes, they even have a good offer.

But, the email tip is a good one, especially if you have something more constructive to do than fish for bonus offers.

In the old days, I used to send a letter via US mail.
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Old Sep 19, 2007 | 8:41 pm
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Wow... now I feel old-fashioned. After an experience with a snippy retention specialist a few years ago, I now always send letters.
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Old Sep 19, 2007 | 9:15 pm
  #5  
 
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If you just want to cancel and not waste any time on the phone a simple letter (US postal mail) is the way to go. I've done this many times, never received any other responses than "your account has been canceled" etc. in about a week or so.
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Old Sep 19, 2007 | 9:16 pm
  #6  
 
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I, too, enjoy hearing the offers and have a couple times taken advantage of them. I only wish that they would offer something that would actually make their card competitive rather than some one-time "bonus" or one-time "fee waver."

Has anyone had any experience cancelling a Chase Business card via the secure message center?
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Old Sep 20, 2007 | 7:21 am
  #7  
 
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I have the AA Platinum Mastercard as well, and I will soon call and attempt to cancel to see what they offer. If they waive the fee, I'll keep it; otherwise I'll just eventually tell them to downgrade me to bronze. I'll post the results of what they offer.

I have entirely too many cards with an annual fee and do not use this one enough to justify the $85 fee. I figure with the bronze I can still add a few AA miles to my account each month that I don't fly...even with the lousy 2:1 earning ratio. Plus, I have the SPG Amex if I want to txfr miles, and I pay for the Amex Platinum, so it's time to cut back on the other annual fee cards I don't use.
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Old Sep 20, 2007 | 9:24 am
  #8  
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I called last night to cancel my Chase Platinum Class MP visa. I spent about 20k on it last year, I used to be 1K so they had waived the fee in the past, with PP its not worth 140 a year.

They didn't even TRY to keep me. OK, credit agencies will be notified , bla bla bla. Done. I was sort of disappointed they didn't try to keep me, but its fine with me.
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Old Sep 20, 2007 | 2:51 pm
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Originally Posted by entropy
I called last night to cancel my Chase Platinum Class MP visa. I spent about 20k on it last year, I used to be 1K so they had waived the fee in the past, with PP its not worth 140 a year.

They didn't even TRY to keep me. OK, credit agencies will be notified , bla bla bla. Done. I was sort of disappointed they didn't try to keep me, but its fine with me.
Weird, they didn't even offer you a different Chase card? They don't like you anymore.
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