Bank of America Merrill Lynch Accolades Amex Card [Master Thread]
#76
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,976
The best use of Membership Rewards points is transfer to airline frequent flyer programs and redemption for otherwise expensive tickets.
There are many versions of the Worldpoints program. In most versions there is no option to transfer to any other program, but some offer transfers to Air Canada's Aeroplan. If you also have a Merrill+ VISA there is a two-step transfer option to British Airways. Otherwise, they should be worth $0.01 each.
Last edited by mia; Apr 1, 2011 at 6:29 am Reason: Remove circular link
#78
Suspended
Join Date: Aug 2010
Location: DCA
Programs: UA US CO AA DL FL
Posts: 50,262
For whatever crazy reason, the program description, Priority Pass enrollment and the like all come in a Welcome Kit which arrives a couple of weeks after the card. The benefits are great, but it's really hard to figure out. Means terrible customer service.
Not sure why BOA doesn't simplify all of this on a Website requiring a log-in.
Not sure why BOA doesn't simplify all of this on a Website requiring a log-in.
#79
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,976
Moderator inquiry
Is this card still issued under the Bank of America Accolades brand, or have all accounts been converted to Merrill Lynch Accolades? In other words, is there any reason we should not combine discussions?
#82
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,976
Understood. Bank of America owns Merrill Lynch. I was asking about the branding, because I may merge several Accolades threads into one, and I wanted to be sure there were not two versions with different features.
#84
Join Date: Jan 2011
Location: San Diego
Programs: Delta Plat, US Air Plat, Cont. Gold, United PE, Virgin Gold, Hilt Diamond, SPG Gold, PR - Plat
Posts: 8
Not such a good card
We've spent a lot of time researching this card, and unless you're getting it for free it ranks towards the very bottom in terms of value. The free companion tickets they offer are severely restricted, so the only real value you get for $295 is limited use of the Priority Pass. You only get 10 free Priority Pass visits per year, and then every visit after that is $27 per. So if you travel with a companion, that will eat up all your free visits in just 5 trips. This isn't bad if it's free, but it's certainly not worth paying for when other cards offer unlimited lounge access for a slightly higher fee.
You also can't transfer the points into airlines, so you're stuck at 1 penny per point in terms in value.
You also can't transfer the points into airlines, so you're stuck at 1 penny per point in terms in value.
#85
Join Date: Nov 2009
Location: LAS/GRU/DUB
Programs: Amex, JPMR, Nexus
Posts: 366
There are no two versions Mia. Bank of America Accolades was rebranded into Merrill Accolades. Obviously some customers did not receive the replacements so they stick with Bofa.
#86
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,976
Moderator action
I have consolidated several threads discussing the Accolades card, including both the original Bank of America version and the current Merrill Lynch branded version.
Some of the posts may include circular links referencing threads which were originally separate. If you notice one please click the triangular Alert icon in the lower left corner of the post and I will remove it.
Some of the posts may include circular links referencing threads which were originally separate. If you notice one please click the triangular Alert icon in the lower left corner of the post and I will remove it.
#87
Join Date: Jul 2004
Programs: CO Gold; SPG Gold***; AvisFirst;
Posts: 3,970
We've spent a lot of time researching this card, and unless you're getting it for free it ranks towards the very bottom in terms of value. The free companion tickets they offer are severely restricted, so the only real value you get for $295 is limited use of the Priority Pass. You only get 10 free Priority Pass visits per year, and then every visit after that is $27 per. So if you travel with a companion, that will eat up all your free visits in just 5 trips. This isn't bad if it's free, but it's certainly not worth paying for when other cards offer unlimited lounge access for a slightly higher fee.
You also can't transfer the points into airlines, so you're stuck at 1 penny per point in terms in value.
You also can't transfer the points into airlines, so you're stuck at 1 penny per point in terms in value.
#88
Join Date: May 2000
Location: HH Gold, Marriott Gold, PC Plat, Emirates Silver
Posts: 2,679
#90
Join Date: Apr 2011
Programs: Delta Amex, Merrill Accolades
Posts: 1
does anyone like this card? if so, please tell me why?
I got merrill accolades card at suggestion of my boker. It sounds good, but so far has given me nothing but problems. Does anyone know if it really has anything to do with AMEX. It certainly does not follow AMEX protocol and so far has ripped me off by not honoring an agreement their own consierge service made, (a bad agreement at that, so concierge service pretty usless or worse).
Interest rate high, says it has benefits that might be great, but after six months I haven’t been able to access them. One, (the only one my broker says is worth anything) is a pass for waiting at airports. Only you need a code to register for it, If I ever got that code it was thrown away, so I guess that benefit thrown away as well.
So far, I have only heard similar and worse regarding this product and it seems to me AMEX shouldn’t permit thier name on anything with different basic policies. Anyone have anything good to say about this card, if so, any hints on what I am doing wrong that is making it so worthless to have?
Interest rate high, says it has benefits that might be great, but after six months I haven’t been able to access them. One, (the only one my broker says is worth anything) is a pass for waiting at airports. Only you need a code to register for it, If I ever got that code it was thrown away, so I guess that benefit thrown away as well.
So far, I have only heard similar and worse regarding this product and it seems to me AMEX shouldn’t permit thier name on anything with different basic policies. Anyone have anything good to say about this card, if so, any hints on what I am doing wrong that is making it so worthless to have?
Last edited by achilles1; Apr 30, 2011 at 2:07 pm Reason: misspeling