Please help!!

I need a new credit preferably VISA/MC I charge upwards of $300,000 a year on my credit card for business expenses, and don't want AMEX/Diners/Discover I would rather have VISA/MC.

I don't mind switching to a new airline program, as I travel quite a bit and would like to get permenant status of elite level (IE AA or Delta) I am currently a Platinum member on Flying Blue, and have been for the last three years.

I need the following rewards:

-Transfer Miles to my Airline account, Use them as my will
-No maximum amount which I can accumlate
-If possible a debit card possibility
-Travel rewards include free upgrades, no blackouts,

I don't want a point based system, as they have limitation, some of them use there methods of calculations. I would rather use my miles for everything, as i do fly alot.

Please let me know your thoughts and suggestions.

You don't mention what country you're in, which is confusing since you're a FB member but considering switching to a US carrier...

If you are in the US, I would strongly suggest the SPG Amex if you want to continue to transfer to FB and can put up with an Amex. You earn points at 1.25%. Another option to transfer to FB in the US is Diners Club, which is now a MasterCard. I'm not sure there are any other US-based FB transfer options.

If you want to switch airlines, deciding based on card processor is not a very good idea. You really should look into the airlines themselves first...

Sorry, but lack of blackouts are a feature of your airline's program, not of your credit card, when you're talking about transferring miles. And I'm not sure why you consider having a debit card worth listing as a criterion... Accumulation amount may be limited with airline affinity cards that have a tier system, but you generally get unlimited if you get the highest tier card (for a higher annual fee).

best one I can suggest is SPG AMEX....

I do not think that any CC in the USA has both credit/debit card possibility....

agree with Karthik on the blackout dates....they are part of the airline...only way to avoid it to charter a jet !!!!

amex membership rewards
amex starwood
diners club rewards (mastercard)

are your only options for transfers