Credit Score on every bill??
Oct 5, 2005 | 8:19 pm
#2
Join Date: Mar 2004
Location: TPE, BKK, HKG
Posts: 104
Originally Posted by jeffsui
One of my friends said he applied for a credit card that gives him his credit score listed on each bill. Has anybody heard of this? And if so what companies offer it??
Oct 5, 2005 | 10:24 pm
#4
Join Date: Jan 2005
Location: New York
Programs: AA Plat, CO Gold
Posts: 1,598
Originally Posted by billinaz
Sounds like alot of dipping into your credit file to me..........
Regarding credit scores w/ your credit card, I think Providian offers some sort of feature like that. Note that nobody will offer the true FICO score though. It's just someone's approximation to that score. This information may or may not be useful.
Oct 13, 2005 | 10:16 am
#6
Join Date: Apr 2005
Location: FLL
Programs: UA: 1K MM, Marriott Ambassador, Platinum IHG. Diamond: Hilton. Silver: Delta & Hyatt
Posts: 1,366
Originally Posted by chaneytexas
I'm with Providian and while I don't get a paper statement, I can view my TransUnion credit score online. The score is updated monthly.
-UFFA
Oct 18, 2005 | 5:22 pm
#7
Join Date: Aug 2005
Location: CMH
Posts: 226
Originally Posted by acf573
If it's a soft pull, it doesn't matter. The only ones that matter are hard inquiries. In fact there are reports that on Trans Union and Equifax that if you do lots and lots of soft pulls, eventually they run out of storage space for your file and may start dropping off older hard inquiries.
Regarding credit scores w/ your credit card, I think Providian offers some sort of feature like that. Note that nobody will offer the true FICO score though. It's just someone's approximation to that score. This information may or may not be useful.
Regarding credit scores w/ your credit card, I think Providian offers some sort of feature like that. Note that nobody will offer the true FICO score though. It's just someone's approximation to that score. This information may or may not be useful.
A bit of further clarification on the "soft pull"...
Basically, these are requests made by YOU, not anyone inquiring about your score. For example, if you subscribe to one of those advertised credit monitoring services, you could pull your report every day for a year and it would not have any effect on your score. I'm assuming Providian basically just tells the company every month that they are requesting your score on your behalf, so it has no effect on your score (e.g. it's not a real inquiry).