Qualifying Purchases Meaning
Aug 23, 2021 | 11:39 pm
#1
Original Poster
Join Date: Nov 2008
Location: Arizona
Programs: AA, WN
Posts: 161
Qualifying Purchases Meaning
I received an offer from a credit card company where I can receive a statement credit if I spend a certain amount on "qualifying purchases" before a certain date. Is an insurance premium renewal considered a "qualifying purchase?"
Aug 24, 2021 | 7:40 am
#3
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 7,387
IT is very fine print, and even that may not tell the entire story.
For example, you may be given bonus points for using the CC at a grocery store, but what exactly does that mean. Is a Walmart Super-center grocery purchase considered a grocery store? Some CCs do not consider them to be so, and you lose the bonus because of that.
Another example may be a gas station. If you buy gas at the pump, you get extra points, but a candy bar inside the attached store does not.
In general, things like gift cards and cash equivalents usually do not count as qualifying purchases in the fine print but usually go through as such on the statement.
As always, YMMV depending on the CC you use.
For example, you may be given bonus points for using the CC at a grocery store, but what exactly does that mean. Is a Walmart Super-center grocery purchase considered a grocery store? Some CCs do not consider them to be so, and you lose the bonus because of that.
Another example may be a gas station. If you buy gas at the pump, you get extra points, but a candy bar inside the attached store does not.
In general, things like gift cards and cash equivalents usually do not count as qualifying purchases in the fine print but usually go through as such on the statement.
As always, YMMV depending on the CC you use.
Aug 26, 2021 | 8:10 am
#5
Join Date: Jan 2000
Location: Santa Cruz, CA
Programs: AA LT EXP, Marriott LT Titanium Elite, DL PLat
Posts: 3,404
Yeah, the Costco Visa has a rebate on Gasoline purchase everywhere. Well everywhere except other grocery store gas stations so that rules out Safeway gas or Valero (7-11) I've always found the headline reads great but the offer not so great.