Jan 16, 2019, 12:35 pm
Last edit by: jebr
Amex cards were converted to Visa in February, 2020 and the Pathfinder Rewards Visa product was opened to new applicants in December 2020. These benefits are offered by the $95-annual-fee (waived for Honors Advantage members) Visa card:
For airlines: Not the greatest value, around 0.75-0.85 cents per point on one way and RT flights. I did a brief search but it seems RT flights give you around 0.81 cents per point while one way is closer to 0.75 cents per point.
For gift cards: You can buy a $250 Amazon GC for 29,410 points, which is 0.85 cents per point.
Points expire in 5 years.
Few Data Points on Air Credit:
Worked.
1. AA e Gift Card ($100) worked 2/2021
2. AA gift certificate worked 9/2020 2/2021
3. Southwest ticket for $48.xx worked 3/2021
4. Southwest taxes/fees on points booking ($5.60) worked 3/2021
5. Frontier ticket for $31.xx worked 3/2021
6. Alaska ticket ($50ish) which was then converted to travel funds worked 12/2020
7. Alaska first class upgrade ($21)
8. AA seat upgrade ($18.xx)
9. Southwest wi-fi purchase ($8.00)
10. Frontier food/beverage on-board purchase ($23.00 and $10.00)
11. UA Travelbank $50 12/2022
12. DL fare differential (~$40) worked 5/2023
Did not work.
1. UA Travelbank load $50 12/2020
2. Southwest $100 GC purchased 12/20 was not reimbursed. $50 SW GC not reimbursed purchase 01/2021.
3. Delta e-gift card did not work Summer 2020
4. AA lounge food/beverage purchase ($7) did not work 01/2023
5. UA fare differential (over $100) did not work 4/2023
You must be a member of PenFed to apply. Either be an active, reserve, honorably discharged, or retired service member (or their relative), or have a job at a security/defense-related government department, or generally be an employee of a defense-related company, or pay $17 to join Voices for America's Troops or National Military Family Association.
The $95 annual fee is waived for Honors Advantage members, who qualify for such membership either through military service or by having and maintaining a PenFed checking account.
https://www.penfed.org/credit-cards/...vantage-points
$100 Airline Fee Details:
1. $100 annual airline travel credit (calendar year, best card without AF)
2. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
3. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
4. 50,000 reward points with $3,000 spending within 90 days
5. Priority Pass basic membership ($99 value) with visits billed at at $32/each
This was the BEST AmEx credit card without annual fee. It had the following benefits:2. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
3. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
4. 50,000 reward points with $3,000 spending within 90 days
5. Priority Pass basic membership ($99 value) with visits billed at at $32/each
1. 25,000 reward points with $2,500 spending
2. $100 annual airline travel credit (calendar year, best card without AF)
3. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
4. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
Points value: You must use through their portal, which doesn’t provide great value and is generally awful as it requires you to select of time of day which idiotically actually affects the prices you see.2. $100 annual airline travel credit (calendar year, best card without AF)
3. Up to $100 credit for Global Entry or Pre-TSA (every 5 years)
4. 3x points on all travel purchases. 4x points for Honors Advantage member. 1.5 x on all other purchases
For airlines: Not the greatest value, around 0.75-0.85 cents per point on one way and RT flights. I did a brief search but it seems RT flights give you around 0.81 cents per point while one way is closer to 0.75 cents per point.
For gift cards: You can buy a $250 Amazon GC for 29,410 points, which is 0.85 cents per point.
Points expire in 5 years.
Few Data Points on Air Credit:
Worked.
1. AA e Gift Card ($100) worked 2/2021
2. AA gift certificate worked 9/2020 2/2021
3. Southwest ticket for $48.xx worked 3/2021
4. Southwest taxes/fees on points booking ($5.60) worked 3/2021
5. Frontier ticket for $31.xx worked 3/2021
6. Alaska ticket ($50ish) which was then converted to travel funds worked 12/2020
7. Alaska first class upgrade ($21)
8. AA seat upgrade ($18.xx)
9. Southwest wi-fi purchase ($8.00)
10. Frontier food/beverage on-board purchase ($23.00 and $10.00)
11. UA Travelbank $50 12/2022
12. DL fare differential (~$40) worked 5/2023
Did not work.
1. UA Travelbank load $50 12/2020
2. Southwest $100 GC purchased 12/20 was not reimbursed. $50 SW GC not reimbursed purchase 01/2021.
3. Delta e-gift card did not work Summer 2020
4. AA lounge food/beverage purchase ($7) did not work 01/2023
5. UA fare differential (over $100) did not work 4/2023
You must be a member of PenFed to apply. Either be an active, reserve, honorably discharged, or retired service member (or their relative), or have a job at a security/defense-related government department, or generally be an employee of a defense-related company, or pay $17 to join Voices for America's Troops or National Military Family Association.
The $95 annual fee is waived for Honors Advantage members, who qualify for such membership either through military service or by having and maintaining a PenFed checking account.
https://www.penfed.org/credit-cards/...vantage-points
$100 Airline Fee Details:
- Qualified transactions include baggage fees, flight-change fees, in-flight food and beverage, airport lounge day passes, pet kennel fees, and phone reservation fees.
- Ancillary purchases that count for the annual credit can be made at Alaskan Air, American Air, Delta Air, Frontier Air, Hawaiian Air, JetBlue, Southwest Air, United Air, and Virgin America.
PenFed Pathfinder Card [Consolidated]
Mar 26, 2021, 8:12 pm
#271
Join Date: Sep 2018
Posts: 150
I am a reasonable person and $.0085 is definitely better than 0.00, right? Thanks.... lots of experience in the people on FT!
Apr 9, 2021, 1:03 pm
#275
Join Date: Aug 2016
Location: SJC, LAX, TPE
Programs: Hilton Diamond, Marriott Platinum, IHG Platinum
Posts: 195
Does anyone know if any airline tickets under $100 will post? Looking into Delta/United/AA. If not, will gift cards from Delta or United TravelBank post? We all know AA works.
Thank you
Thank you
Apr 12, 2021, 10:19 am
#276
Join Date: Mar 2013
Location: Minnesota
Posts: 367
Not Delta/United/AA, but both Southwest and Frontier flights under $50 have triggered the airline credit for me.
Apr 13, 2021, 7:45 am
#277
Join Date: Aug 2016
Location: SJC, LAX, TPE
Programs: Hilton Diamond, Marriott Platinum, IHG Platinum
Posts: 195
Does anyone know if Delta or Southwest e-gift card works? Does United TravelBank still work? Is there another forum on this subject? I saw one on Doctor of Credit:
Thank you all.
Thank you all.
Apr 21, 2021, 9:46 am
#278
Join Date: May 2015
Posts: 140
I also updated the Wiki a bit. I removed the old DPs from the Amex card era, as those will likely be misleading.
Last edited by bradpitch92; Apr 21, 2021 at 10:10 am
Jun 7, 2021, 11:24 pm
#280
Join Date: Jun 2014
Location: TPA
Programs: BA Silver; Hilton Gold; IHG Diamond Ambassador; Marriott Gold
Posts: 2,811
It looks like I got a redemption of 1.23-1.27x by using it for a car rental. The quote I was given was 49,256 points; since i was a bit short of that, they accepted my 44,816 points + $37.74. I was therefore paying 1.25x for the point shortage, so I figured (perhaps rashly) that they were using a price 49,256 points at 1.25x = $615.70..
Budget, with the AARP discount, actually offered $606 for "pay now"; even at that rate, $606/49256 = 1.23x. In reality, I saved $606 - $37.74 by spending my 44,816 points, which is 1.27x.
Budget, with the AARP discount, actually offered $606 for "pay now"; even at that rate, $606/49256 = 1.23x. In reality, I saved $606 - $37.74 by spending my 44,816 points, which is 1.27x.
Jun 30, 2021, 9:03 pm
#283
Join Date: Sep 2018
Posts: 150
My own experience as of March this year for in flight cocktails: No Allegiant credit awarded. The benefit program description did not name Allegiant but I called in anyway. The rep also advised that Allegiant was not included in the program.