Swipe & Pin? Is that an option?
Sep 1, 2017 | 7:59 pm
#16
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 26,113
What do you actually get asked when you use that debit card pump-side (not cashier-side) at a self-service gas station in the US? Zip code or PIN? (You don't actually need to buy gas to do this experiment; it asks for the zip code before you pump the gas, and that point you can hit Cancel if you didn't actually want to buy gas with that card, and start over with a card that earns big points for gas purchases
or whatever.)
Sep 1, 2017 | 8:27 pm
#17
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Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
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Forget the paperwork, especially since you said all it says is "whenever prompted"; it doesn't say when you will be prompted for that PIN, or that the only thing you will ever be prompted for is that PIN, does it?
What do you actually get asked when you use that debit card pump-side (not cashier-side) at a self-service gas station in the US? Zip code or PIN? (You don't actually need to buy gas to do this experiment; it asks for the zip code before you pump the gas, and that point you can hit Cancel if you didn't actually want to buy gas with that card, and start over with a card that earns big points for gas purchases or whatever.)
What do you actually get asked when you use that debit card pump-side (not cashier-side) at a self-service gas station in the US? Zip code or PIN? (You don't actually need to buy gas to do this experiment; it asks for the zip code before you pump the gas, and that point you can hit Cancel if you didn't actually want to buy gas with that card, and start over with a card that earns big points for gas purchases
or whatever.)
Sep 2, 2017 | 2:38 am
#18
Join Date: Mar 2017
Programs: HHonors, TrueBlue, Delta SkyMiles, Hyatt Discoverist, Starwood Preferred Guest, American Airlines.
Posts: 2,035
I thought all debit cards came with material that say enter a PIN whenever prompted.
Sep 2, 2017 | 2:52 am
#19
Join Date: Mar 2017
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Posts: 2,035
I knew you had a long history of being very smart about credit cards and such. Never? If only I knew how to play the rewards game when I was 18, I'd have thousands of dollars in credit card rewards sitting in the bank.
Sep 2, 2017 | 10:18 am
#20
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Location: San Diego, CA
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(The card's chip is programmed just like their personal debit cards, BTW.)
Sep 3, 2017 | 2:30 am
#22
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Sep 3, 2017 | 11:07 am
#23
Join Date: Mar 2017
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If I pay my $200 Verizon Wireless bill with my Chase debit card in the corporate store, there's two options...
1) $0.25 + 0.005% for debit (Chase splits $1.25)
2) 2.5% (Chase splits $5) for credit.
Sep 3, 2017 | 12:16 pm
#24
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How much Verizon pays their merchant processor/rips their customers off != how much Chase gets. The latter is generally less than the former. (For example, Square charges merchants 2.75% regardless but pays much less money for non-exempt debit cards compared to credit cards and exempt debit cards.)