May 1, 2017, 2:17 am
Last edit by: yugi
US Bank Altitude Reserve card
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,Android Google Pay™, Microsoft Wallet, LG Pay®
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
Reconsideration Line: 1-800-947-1444
- 50,000 bonus points after $4,500 spend within first 90 days
- Up to $325 annually (cardmember year NOT calendar year) in statement credits for eligible travel and dining/takeout purchases
- $400 annual fee
- Free authorized users
- 3x on travel and mobile wallet purchases
- 5x on hotel and car rental purchases made via US Bank portal
Mobile wallet category is defined as follows: the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay,
Card provides primary CDW coverage in the US for cars up to $75k in value up to 15 days. In other countries coverage is up to 31 days. Excluded countries: Israel, Jamaica, Ireland and Northern Ireland.
Card provides 8 Priority Pass lounge visits per PP membership year.
Direct link to application:
http://mycard.usbank.com/credit/team...e_reserve.html
Point Redemptions
- Redeem at 1.5c per point value for travel purchases made directly at the US Bank travel site
- Redeem at 1.5c per point for travel purchases made at other sites when using the Realtime Rewards feature. Must enroll first.
- Otherwise redeem at 1c per point.
- With Realtime Rewards it's possible to redeem for fees such as Delta award charges for example.
- To redeem for lodging the minimum purchase must be
$500$150 and you must have enough points to cover the whole purchase. For car rentals, the minimum is$250$150. $10 minimum for the rest of the categories. - Some non-US travel charges work with Realtime Rewards even though they shouldn't.
Reconsideration Line: 1-800-947-1444
US Bank Altitude Reserve Card (2017 - 2023)
Apr 19, 2017, 7:48 pm
#31
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,508
I see. Perhaps I shouldn't have been to Benihana or Ruth Chris so many times. After all, it brings a false impression that pay at the table is widespread. It was like during October 2015, where I thought almost every single store would have EMV since I happened to shop at Target, Rite Aid, Walmart, and Walgreens during that very week.
Moving back on topic, US Bank may end up regretting the 3x for NFC transactions if they don't add restrictions to discourage MS.
Apr 20, 2017, 7:38 am
#32
Join Date: May 2013
Posts: 288
Disney World, and Disney Land both have mobile payment stations. Its how they accept Magic Bands.
Apr 20, 2017, 10:03 am
#33
Join Date: Jul 2006
Location: SAN
Posts: 1,171
Disneyland in California doesn't have Magic Bands, and won't. The new MaxPass system uses QR or barcodes displayed on the guest's smartphone. I've never seen mobile payments accepted in Disneyland (though it's been a couple months since my last visit), they still swipe on the side of the terminal. I actually did see one place using a chip reader (the crystal shop in New Orleans Square IIRC), but that store is separately operated and not run by Disney itself.
Apr 20, 2017, 11:53 am
#35
Join Date: Mar 2007
Location: EWR-SEA-IAD
Programs: UA 1P MM, AS MVP G*, SPG Gold, Hyatt Plat, IHG Plat, Hilton Diamond, Marriott Gold
Posts: 977
What a dull design... wish they had a couple options.
Apr 20, 2017, 12:10 pm
#36
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
http://www.marketwatch.com/story/thi...rve-2017-04-20
Apr 20, 2017, 12:14 pm
#37
Join Date: Apr 2017
Programs: Chase, Amex, Citi, basically all of them
Posts: 72
For now, it’s only available to consumers who have U.S. Bank accounts. Customers must have an eligible bank account open for a minimum of 35 days before applying.
http://www.marketwatch.com/story/thi...rve-2017-04-20
http://www.marketwatch.com/story/thi...rve-2017-04-20
Apr 20, 2017, 4:09 pm
#38
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
For now, it’s only available to consumers who have U.S. Bank accounts. Customers must have an eligible bank account open for a minimum of 35 days before applying.
http://www.marketwatch.com/story/thi...rve-2017-04-20
http://www.marketwatch.com/story/thi...rve-2017-04-20
Apr 20, 2017, 4:53 pm
#39
Join Date: Apr 2015
Programs: Wyndham Diamond
Posts: 876
What about holders of a US Bank business credit card?
Apr 21, 2017, 7:09 am
#40
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 5,678
Apr 22, 2017, 8:50 am
#41
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
So is the 3x mobile payments on top of the normal 1x on all purchases?
Apr 22, 2017, 10:02 am
#42
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Customers earn points at the following rates:
Travel: Earn 3X points per $1 for eligible net travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies.
Mobile wallet: Earn 3X points per $1 for eligible net mobile wallet purchases when using the Altitude Reserve card with your mobile device to pay through Apple Pay,® Android Pay,™ Samsung Pay and Microsoft Wallet.
All other purchases: Earn 1X point per $1 spent on all other eligible net purchases.
Travel: Earn 3X points per $1 for eligible net travel purchases made directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains and cruise line companies.
Mobile wallet: Earn 3X points per $1 for eligible net mobile wallet purchases when using the Altitude Reserve card with your mobile device to pay through Apple Pay,® Android Pay,™ Samsung Pay and Microsoft Wallet.
All other purchases: Earn 1X point per $1 spent on all other eligible net purchases.
Apr 25, 2017, 6:49 am
#44
Join Date: May 2013
Posts: 378
Alright, has it been established what is the best way to go about getting this card for a person living in a state without USBank presence, and no prior USBank products?
Say, credit is otherwise excellent, and all the metrics well below what banks would frown upon. So it's also in USBank's interest to take them on as a customer.
Say, credit is otherwise excellent, and all the metrics well below what banks would frown upon. So it's also in USBank's interest to take them on as a customer.
Apr 25, 2017, 7:39 am
#45
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,948
Alright, has it been established what is the best way to go about getting this card for a person living in a state without USBank presence, and no prior USBank products?
Say, credit is otherwise excellent, and all the metrics well below what banks would frown upon. So it's also in USBank's interest to take them on as a customer.
Say, credit is otherwise excellent, and all the metrics well below what banks would frown upon. So it's also in USBank's interest to take them on as a customer.
I'm guessing they are trying to roll this out slowly so they don't get hit with an unmanageable number of apps.