Dynamic Currency Conversion (DCC)
Sep 19, 2021, 9:52 pm
#841
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Sep 25, 2021, 3:29 pm
#842
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Join Date: Jul 2009
Location: SJC
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I am in London. I overheard the receptionist talking to a guest checking in, directing him to select GBP unless he had a preference since "the rate is much better". I'm glad to see staff are now guiding customers to declining DCC. While most of my transactions were contactless, I personally didn't see a single instance of DCC this trip.
Sep 25, 2021, 7:20 pm
#843
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I bought an airline ticket last night on Volaris (a Mexican LCC) and the payment page offered a selection of Pesos or USD. The page said "our rate is better than your credit card" under the USD price. A quick conversion showed that the peso price was about $4 less, a decent bit, considering the ticket was about $50.
Sep 25, 2021, 8:51 pm
#844
Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist
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How did you get the conversion rate? I recall DCC in Hong Kong airport, but only remember choice of currency, not a rate. How did you determine the rate, or did you figure it out from prices quoted (since you presumable were online and had time to do this).
Dec 3, 2021, 11:44 am
#845
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Join Date: Jul 2009
Location: SJC
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Mrs Majuki and I were in London last week, and I noticed the app defaulted to DCC. I used an Amex, so I wonder what it would have done if I had left alternate currency checked.
For all other transactions I used contactless, so I didn't see any DCC personally. I did see a customer in front of me at the duty free shop at St Pancras receive a DCC prompt on a euro denominated card (and the customer declined), but that was it.
For all other transactions I used contactless, so I didn't see any DCC personally. I did see a customer in front of me at the duty free shop at St Pancras receive a DCC prompt on a euro denominated card (and the customer declined), but that was it.
Dec 7, 2021, 1:41 am
#846
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I am in London. I overheard the receptionist talking to a guest checking in, directing him to select GBP unless he had a preference since "the rate is much better". I'm glad to see staff are now guiding customers to declining DCC. While most of my transactions were contactless, I personally didn't see a single instance of DCC this trip.
Interesting.
How did you get the conversion rate? I recall DCC in Hong Kong airport, but only remember choice of currency, not a rate. How did you determine the rate, or did you figure it out from prices quoted (since you presumable were online and had time to do this).
How did you get the conversion rate? I recall DCC in Hong Kong airport, but only remember choice of currency, not a rate. How did you determine the rate, or did you figure it out from prices quoted (since you presumable were online and had time to do this).
Dec 7, 2021, 1:37 pm
#847
Join Date: Jan 2014
Posts: 451
In Poland this past summer I received many DCC prompts on tapping, whether it was a physical card or Google Pay. So, that is not even a guarantee. I think it depends on how the terminals are set up.
Dec 7, 2021, 10:30 pm
#848
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Was there an amount threshold? I do think it's how the terminals are setup, but I have seen many instances where a card insertion results in a DCC prompt whereas a tap bypasses it. The duty free shop at St Pancras was one of the examples.
Dec 8, 2021, 1:07 am
#849
Moderator: Lufthansa Miles & More, India based airlines, India, External Miles & Points Resources
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Location: MUC
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It seems tapping for amount lower than 50€ makes the system just process the charge and move on. Anything larger triggers the authorization process which includes pin or signatire capture and of course the dreaded DCC dialogue.
Dec 8, 2021, 3:52 am
#850
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Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
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All of my transactions were under this amount, so it's unsurprising I didn't see any DCC prompts.
Dec 8, 2021, 11:30 am
#851
Join Date: Jan 2014
Posts: 451
Case in point, this is what I got with a tap at one of the terminals:
Dec 8, 2021, 7:02 pm
#852
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Dec 8, 2021, 7:29 pm
#853
Join Date: Jan 2014
Posts: 451
I **think** I pressed the first - on the left as I do not think this is a touchscreen. I may be wrong, as that is from July, but i think I just figured I'll press the button most to the left as that is where PLN is. Not very intuitive, to be honest.
Dec 8, 2021, 11:50 pm
#854
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It's like some of the terminals where you have to press the yellow button at the bottom. The red button will cancel the transaction.
Dec 9, 2021, 1:37 pm
#855
Join Date: Dec 2010
Location: DEL
Posts: 1,056
Other than the one merchant processor that doesn't support it, I get DCC prompts every time whether contactless or chip and regardless of the amount when using American cards in the Dominican Republic. Same goes for Apple or Google Pay.
Either way prompts for DCC and then spits out a slip with no signature required for amounts under 10,000 DOP (about 180 USD). Over that, you have to sign the slip but still no difference whether chip or contactless.
95% of the time when the terminal is cashier-facing, they pick DOP without even asking so at least I've got that going for me.
Either way prompts for DCC and then spits out a slip with no signature required for amounts under 10,000 DOP (about 180 USD). Over that, you have to sign the slip but still no difference whether chip or contactless.
95% of the time when the terminal is cashier-facing, they pick DOP without even asking so at least I've got that going for me.