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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Nov 6, 2015, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

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Old Aug 14, 2016, 6:46 am
  #901  
 
Join Date: Jun 2013
Posts: 29
Originally Posted by xlax
Good to know. Nothing on my $95 from 8/2. Can you save me some time and let me know what SWA gets me around $60? Thanks.
Look at one way award flights from Aruba and Cancun to the US.
Quinnjamin is offline  
Old Aug 14, 2016, 5:02 pm
  #902  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Originally Posted by xlax
Good to know. Nothing on my $95 from 8/2. Can you save me some time and let me know what SWA gets me around $60? Thanks.
MEX - HOU one way is a good and cheap one.
yugi is online now  
Old Aug 14, 2016, 9:53 pm
  #903  
 
Join Date: May 2010
Location: SoCal
Programs: SPG PLAT, AA Plat (2MM), BA, UA/CO
Posts: 442
Thanks very much Quinjammin and Yugi.
xlax is offline  
Old Aug 17, 2016, 2:20 pm
  #904  
 
Join Date: Jul 2011
Posts: 50
Originally Posted by aerialfish
I'm waiting on a WN $85 fee initiated on 7/31. So far nothing.
is the $85 fee seat upgrade fees or close-in booking fees/taxes?
i thought PGGM no longer works.

thanks
zaxon is offline  
Old Aug 17, 2016, 11:40 pm
  #905  
 
Join Date: Jul 2015
Location: SFO
Posts: 108
has anyone asked for a retention bonus yet? we're getting close to a full year after the 100k bonus was announced, and you have to cancel this card before the fee posts. knowing CNB, they don't have a retention department.
jordan_h is offline  
Old Aug 18, 2016, 9:56 am
  #906  
 
Join Date: Aug 2015
Posts: 279
Originally Posted by jordan_h
has anyone asked for a retention bonus yet? we're getting close to a full year after the 100k bonus was announced, and you have to cancel this card before the fee posts. knowing CNB, they don't have a retention department.
I don't plan on canceling the card until I find out about the current status of the $250 credit for giftcards. Can anyone answer these questions?

Does it work for SW giftcards > $100?
Does it work for SW giftcards < $100?
Does it work for AA giftcards > $100?
Does it work for AA giftcards < $100?
Does it work for any other giftcards > or < $100?
jwgmaldives is offline  
Old Aug 18, 2016, 12:45 pm
  #907  
 
Join Date: Jul 2015
Location: SFO
Posts: 108
Originally Posted by jwgmaldives
I don't plan on canceling the card until I find out about the current status of the $250 credit for giftcards. Can anyone answer these questions?

Does it work for SW giftcards > $100?
Does it work for SW giftcards < $100?
Does it work for AA giftcards > $100?
Does it work for AA giftcards < $100?
Does it work for any other giftcards > or < $100?
i have only ever tried it for alaska gift cards ($50) and it didn't work. it does work for united gift registry, though - again, $50 increments. my most recent reimbursement was on 8/10 for a charge posted 8/1.
jordan_h is offline  
Old Aug 18, 2016, 10:25 pm
  #908  
 
Join Date: Dec 2013
Posts: 68
$100 aa gc reimbursed today
rfclub is offline  
Old Aug 18, 2016, 11:56 pm
  #909  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
I used all of my reimbursement this year using WN PGGM with $60 fees.
yugi is online now  
Old Aug 19, 2016, 6:13 am
  #910  
 
Join Date: Jun 2013
Posts: 29
I just received a credit for a $67 southwest award.
Quinnjamin is offline  
Old Aug 19, 2016, 7:27 am
  #911  
 
Join Date: Aug 2015
Posts: 279
Originally Posted by rfclub
$100 aa gc reimbursed today
Wow, that's cool. How long did it take?
jwgmaldives is offline  
Old Aug 19, 2016, 12:09 pm
  #912  
 
Join Date: Dec 2013
Posts: 68
Originally Posted by jwgmaldives
Wow, that's cool. How long did it take?

purchased on 8/12
rfclub is offline  
Old Aug 19, 2016, 4:59 pm
  #913  
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,980
Originally Posted by Quinnjamin
I just received a credit for a $67 southwest award.
Can you try $80?
yugi is online now  
Old Aug 21, 2016, 9:05 pm
  #914  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Updated wiki. Did everyone know for PP you can invite the entire airport to join you in a lounge free :-)
Renes Points is offline  
Old Aug 21, 2016, 9:23 pm
  #915  
 
Join Date: Apr 2010
Location: SFO
Programs: OZ *G; HH Diamond;
Posts: 1,644
Originally Posted by Renes Points
Updated wiki. Did everyone know for PP you can invite the entire airport to join you in a lounge free :-)
Wait, I thought only 2 guests are free during each visit.
Where do you find that lounge use is for unlimited number of guests?
geclub1 is online now  


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