Best day/time to apply for new card?
Mar 14, 2015 | 9:00 am
#1
Original Poster
Join Date: Oct 2013
Posts: 226
Best day/time to apply for new card?
Have had the same card for 8 years now and want to switch over to Chase. What is the best day and time for calling in the application. Or, is it just better to apply online?
Thank you,
Thank you,
Mar 14, 2015 | 9:36 am
#2
Join Date: Jul 2011
Location: TUS
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Posts: 3,652
Best day/time to apply for new card?
Online
Mar 14, 2015 | 10:18 am
#3
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
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Online anytime.
Mar 14, 2015 | 12:25 pm
#4
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 26,113
While I agree it's best to apply online, day and time may still matter, because you may get "pending" (neither approved nor denied) online, and then may want call "recon" (short for "reconsideration"). And if you want to call right away, you can only do that if the bank's recon line is open.
Some banks (for example BofA) only have recon lines open M-F certain hours.
So I'd say either reserach when that bank's recon line is open (in case you'll have to call it), or apply during bank business hours M-F (in case you'll want to call right after applying and getting a "pending").
Some banks (for example BofA) only have recon lines open M-F certain hours.
So I'd say either reserach when that bank's recon line is open (in case you'll have to call it), or apply during bank business hours M-F (in case you'll want to call right after applying and getting a "pending").
Mar 14, 2015 | 12:42 pm
#5
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
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Sometimes good to call recon. Sometimes not, Research that by bank, as well.