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-   -   Best day/time to apply for new card? (https://www.flyertalk.com/forum/credit-card-programs/1663190-best-day-time-apply-new-card.html)

alpenrose Mar 14, 2015 9:00 am
Best day/time to apply for new card?
 
Have had the same card for 8 years now and want to switch over to Chase. What is the best day and time for calling in the application. Or, is it just better to apply online?

Thank you,:confused:

blitzen Mar 14, 2015 9:36 am
Best day/time to apply for new card?
 
Online

eajusa Mar 14, 2015 10:18 am
Online anytime.

sdsearch Mar 14, 2015 12:25 pm
While I agree it's best to apply online, day and time may still matter, because you may get "pending" (neither approved nor denied) online, and then may want call "recon" (short for "reconsideration"). And if you want to call right away, you can only do that if the bank's recon line is open.

Some banks (for example BofA) only have recon lines open M-F certain hours.

So I'd say either reserach when that bank's recon line is open (in case you'll have to call it), or apply during bank business hours M-F (in case you'll want to call right after applying and getting a "pending").

eajusa Mar 14, 2015 12:42 pm
Sometimes good to call recon. Sometimes not, Research that by bank, as well.


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