CC Apps Question (miles/points related)
Dec 10, 2014 | 10:05 am
#1
Original Poster
Join Date: Aug 2014
Posts: 85
CC Apps Question (miles/points related)
Has anybody ever had success freezing their Experian report and getting Chase/Amex to pick another agency for their inquiries? I have overwhelmingly applied for Chase and Amex cards compared to anything else, and both ALWAYS seem to use Experian. Hence, my credit score is around 750 (still very good, but my Equifax and TransUnion scores are well above 800) and it's mainly due to the number of inquiries. I've also had to call the reconsideration lines more often than I'd like. For contrast, I just applied for 2 new cards from Barclays (US Airways and ArrivalPlus), and got instant approval on both (because they queried TransUnion).
Dec 10, 2014 | 10:12 am
#2
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
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Posts: 51,880
You may wish to read this, and similar threads, in the Credit Card Programs forum:
http://www.flyertalk.com/forum/credi...fore-apps.html
http://www.flyertalk.com/forum/credi...fore-apps.html