Looking to make a CC run
Oct 29, 2014 | 11:40 am
#1
Original Poster
Join Date: Jun 2011
Location: Washington, DC
Posts: 5
Looking to make a CC run
Hi all.
Long time stalker but have only posted once before.
I am moving into a new apartment and just found out that we can pay via CC with a small fee ($37). I know it's against the general rule to pay unnecessary (or any) fees to hit spend limits, however, here's the kicker - with rent and credit card eligible monthly expenses, will be looking at an average monthly spend of around 3.5 to 4k.
Since that's a big number, can see easily hitting some of the lower - or even larger - minimum spend limits over the course of the next year and a half.
Any recommendations on how you'd approach it? Already have a Marriott Rewards and AA Advantage (MC/VISA) for a previous run.
Thoughts/suggestions appreciated...
Long time stalker but have only posted once before.
I am moving into a new apartment and just found out that we can pay via CC with a small fee ($37). I know it's against the general rule to pay unnecessary (or any) fees to hit spend limits, however, here's the kicker - with rent and credit card eligible monthly expenses, will be looking at an average monthly spend of around 3.5 to 4k.
Since that's a big number, can see easily hitting some of the lower - or even larger - minimum spend limits over the course of the next year and a half.
Any recommendations on how you'd approach it? Already have a Marriott Rewards and AA Advantage (MC/VISA) for a previous run.
Thoughts/suggestions appreciated...
Oct 29, 2014 | 12:36 pm
#2
Join Date: Jun 2014
Posts: 234
I'd say it depends on your goals. I've thought about getting the Barclaycard Arrival Plus™ World Elite MasterCard because you effectively get 2.2% (=$77 for spending $3500) on every purchase when redeemed for travel or 2% (=$70 for spending $3,500) when redeemed for anything else. Your rent and other bills won't fall into the special categories to get rewards multipliers on Marriott Rewards or AAdvantage.
Rather than looking for a card to meet spending limits on just for the sake of using a credit card, look for the card you can use which meets your goals and then you could use your rent to fulfill the requirement. If you don't really have any goals or needs, don't spend $37/month just to get random rewards you have no plan on using.
Rather than looking for a card to meet spending limits on just for the sake of using a credit card, look for the card you can use which meets your goals and then you could use your rent to fulfill the requirement. If you don't really have any goals or needs, don't spend $37/month just to get random rewards you have no plan on using.