Is the 91 day rule set in stone?
Mar 3, 2014 | 8:15 am
#17
Join Date: Jan 2014
Location: Chicago, IL
Posts: 32
My Dec AOR was 87 days ago for 3 credit pulls for my wife and 2 for me. That was our first AOR too, so no prior batches to December 2013. I'll update tomorrow on how the application day goes.
Mar 3, 2014 | 6:39 pm
#18
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
What is the actual reason why people think an AOR is a good idea? Is it the perception that the credit inquiry will not show the inquiries from other credit card applications if they happened within the last few hours? I don't think that is the case, but I don't really know.
Or is it something else that makes AORs at regular intervals a great strategy? I've done a few AORs, but mostly just because the bloggers suggest it, and I don't really know why. I know some people that do one credit application per month, and they do fine. If I was a bank, and the application for my credit card was someone's fifth or sixth that day, I'd surely reject it.
Or is it something else that makes AORs at regular intervals a great strategy? I've done a few AORs, but mostly just because the bloggers suggest it, and I don't really know why. I know some people that do one credit application per month, and they do fine. If I was a bank, and the application for my credit card was someone's fifth or sixth that day, I'd surely reject it.
Mar 4, 2014 | 8:08 am
#19
Join Date: Jan 2014
Location: Chicago, IL
Posts: 32