Originally Posted by jake66

What is the actual reason why people think an AOR is a good idea? Is it the perception that the credit inquiry will not show the inquiries from other credit card applications if they happened within the last few hours? I don't think that is the case, but I don't really know.

Or is it something else that makes AORs at regular intervals a great strategy? I've done a few AORs, but mostly just because the bloggers suggest it, and I don't really know why. I know some people that do one credit application per month, and they do fine. If I was a bank, and the application for my credit card was someone's fifth or sixth that day, I'd surely reject it.