Visited Gronalund park at Stockholm again last weekend and DCC is out in full force there. But all machines clearly provide you the choice of SEK or your home currency. Exchange rate was 9.06SEK/EUR instead of the bank rate of 9.36.

Even the ATM had DCC with the opt out hidden on the left with a very weird negative text. :td:

Is me or Paypal DCCs all subscriptions without our consent?

I called Paypal and they say there is no way to subscribe to a recurrent payment and pay in the native currency....

PayPal DCC's all recurring payments unless you select otherwise in your account and offers to DCC as a default all payments made via PayPal on a merchant site.

It's not easy to find and you need to use the classic site to change it, not the flashier current Site.

Login to to your account

Select Profile

Select payments

In Payments, Select Manage upcoming Payments

Select Pre approved Payments

Select Set available funding sources

Next to each master card listed in your account - select conversion options

Then choose option 2 - bill me in currency listed on the trader's invoice.

Repeat for each card you have stored in PayPal.

Also be aware because I learned this the hard way, Discover allows forced DCC (no opt out) and PayPal takes advantage of that and mandates DCC on Discover.

Thank you so much!

It makes me think of AMEX which doesn't allow DCCs.

I might be a good thing for Americans. However, I'm in Canada. And when I used my AMEX on Hotwire through Paypal, Hotwire said they could not charge me in CAD. So they converted the amount in USD (and took a 3% cut). Then on my bill AMEX took another 2.5% cut to convert the amount back in CAD.

Was in Mexico City again, and went to take out some cash from a Scotiabank ATM. From past experience I knew that Scotiabank uses DCC in their ATMs. This time I decided to take notice of the difference.

Withdrew 5000 MXN pesos, and was offered by the ATM to convert using DCC to CAD$374. Obviously opted out, and withdrew cash normally. Checked my bank account, and sure enough, only CAD$360 taken from my account. That CAD$14 is just about under 4% markup.

DCC sucks so much.

It's not like there's a Discover alternative you can opt into... I imagine the alternative to PayPal's exchange rate is that Discover wouldn't be an accepted payment method.

Meant to update this thread. Went to Turkey at the beginning of the month. No DCC issues at all at the POS machines. That being said, the ATMs are freaking aggressive about trying to DCC you.

What do you mean? Discover allows foreign currency transactions. Great rates too.

Not online, not really. I've never heard of a merchant outside a Discover-issuing country that accepts Discover online. JCB and UnionPay online merchants aren't compatible with Discover, and the same is probably true of Diners Club (especially in Japan and mainland China, where Discover isn't even compatible with Diners Club physical merchants)

Think I mentioned several hundred posts back that Turkey appears to have outlawed DCC at POS terminals, even though some shops still have Garanti Bank-issued promotional materials for DCC sitting around.

Unfortunately, US-issued chip and signature cards continue to face issues with acceptance at the offline terminals used by many shops and ATMs are indeed very aggressive (and occasionally misleading) about DCC. I recommend drawing cash from YapiKredi if you want to avoid DCC offers.

The practice of quoting prices in Euros and then converting to Liras before imputing the total amount into the credit card machine is unfortunately alive and well in some resorts with a Eurozone clientele, though this is not true POS-enabled DCC. I usually check their calculations for myself with the XE.com app before signing the slip in these situations!

I just tested this and can thankfully confirm it is untrue and it does work online in Diner's Club countries. I had to make a £21.50 purchase with our student union, which accepts Visa, MasterCard, and JCB, and Diner's Club.

I decided to try my Discover, picking Diner's Club for the card type from the drop-down. It went straight through, and the pending amount on my online account is $31.33 which is about 0.2% worse than the spot rate according to Google. That's as good as FX gets in my experience. Now, I'll lose some converting my pounds to dollars as ultimately I'll need to I don't earn dollars anymore, but the Discover rewards will mostly offset that. A worthy experiment, I dare say.

First Indonesian DCC request. But as you can you can see it's very civilised:

http://m.hongkongcard.com/webeditor/..._508913143.jpg

Wow. They even disclose the percentage markup directly.