List of DCC Prevalence by Country
 

Is there a comprehensive list of DCC prevalence by country somewhere? I'm picturing something that has the country, how commonly DCC is encountered there and particular issues to watch out for. I've seen lists of some top offenders, but not a comprehensive list.

Not comprehensive, but the wiki on the top of this thread has pretty detailed DCC descriptions by country.

Welcome to the posting world of FlyerTalk, by the way! ^

Do you mean the list labeled "Disabling DCC in..."? I was thinking a more comprehensive list would be helpful as there is evidently wide ranging variation. I'm in Eastern Europe and DCC is pushed heavily in Poland, present but easily avoided in Ukraine and not encountered in Belarus or Lithuania (in my limited experience).

I suppose I can update the wiki with such info myself, after another 88 posts....

If you have information to share about these countries I can update the wiki. I've read that Poland is a huge problem with deceptive cashiers who are well aware of the scam.

Sorry to dig up an old post, and from a predecessor thread at that.

But has anyone has any more recent experience? Moondog was DCCed last night by DCC terminal in Shanghai, and it got a bit socially awkward.

I'm not banning PRC on spec but I really have been doing China much much less in favour of Thailand and (more recently) Japan, where I haven't gotten DCCed even tho I communicate with sign language half the time. The heat, exchange rate, lack of promo deals and Air Flow Control doesn't help.

Still like to keep an eye on things in SH in preparation of if (when) it's cool enough and good enough to return to SH for weekend.

The girl walked out on me for being mean to the waitress, and fighting over $5; the system makes guys like us look like losers.

After the girl dumped me, I pulled out 10,000 from the ATM.

I will not repeat my mistake; let's solve HSBC in China!

What I don't understand is that nobody would stand for getting shortchanged/overcharged had you paid in cash. For instance, had you gotten billed for $100 and then the waitress comes back and tries to charge you $105 most people would try to fight the charge. Likewise, when a store tries to give less change than what is expected, people tend to fight it rather than considering the situation a writeoff.

That being said, I have strategically used American Express and/or cash to avoid a DCC fight at the dinner table.

That's what I've been doing in DCC "active" areas/countries: Amex or Cash.

Till Visa and MC fix their problem, they're not getting their share of the cake, as easy as that.

We recently spent three weeks in Japan, including places that attract a lot of tourists, and only saw DCC twice (in two hotels). In both cases there were notices on display that 'explained' DCC without mentioning that it costs the customer money, but in neither hotel did the staff try to push it or trick us.

Typical Japanese honesty~

I found Japan to be a very good place for tourists, including how well it controls DCC.

Bank of China publishes non-compliant instructions to merchants:
 

http://www.hongkongcard.com/forum/fo...p?id=11430&p=6
http://wenku.baidu.com/view/5c97658a...87732132e.html

Translated: 1. With regard to foreign currency-denominated Visa/Mastercard, after completing authorisation, when directly charging the card, please directly swipe or insert (if chip) the card into the POS/BMP

2. If no selection is made or yes is selected, DCC functionality is confirmed.

3. Print merchant slip and match cardholder signature.

4. If cardholder has questions about DCC, please show Bank of China explanation on these services (see attachment 1).

5. If cardholder refuses DCC services, merchant cashier can directly cancel the transaction in the POS/BMP. Then run the same transaction again using the same authorisation code and non-DCC for same [RMB] amount, and verify cardholder signature.

6. If cardholder has complaint after returning to their home country, merchant cashier can notify Bank of China related contact and change the DCC transaction into non-DCC.

Translated: Bank of China recommends: merchant cashiers directly use DCC without asking selection from cardholder for every transaction. To date, 90% of overseas cardholders are willing to accept DCC. If there are exceptions, please respond using relevant instructions.

The bolded parts are non-compliant with VIOR and the MC Chargeback Guide. I'll write to both Visa Asia-Pacific and Mastercard International here in HK asking for them to verify a.) whether these are genuine instructions issued by Bank of China and b.) if genuine Visa Asia-Pacific or Mastercard International should ask BoC to withdraw these instructions immediately.

Not optimistic they will do it. Any other ideas?

Also:

Translated: To merchants, DCC provides a more certain exchange rate. To overseas cardholders, it offers value-added services, [whilst] retaining previous settlement options, namely using RMB for settlement. Also, DCC can save merchant swipe fees, being 50% less than the non-DCC fee.

.....
But not actionable.

Wow, the temerity they have for completely and willfully ignoring the regulations around DCC is amazing!

It should default to NO unless one's home currency is specifically selected!

Sent the letters:

http://www.hongkongcard.com/webedito...3434_10595.jpg

http://www.hongkongcard.com/webedito...3450_41927.jpg

http://www.hongkongcard.com/webedito...3403_52164.jpg

http://www.hongkongcard.com/webedito...3419_82266.jpg