Coin - [No referral links] Single Card To Replace All the Plastic in Your Wallet
#16
Join Date: Sep 2010
Programs: IC Royal Ambassador, Hyatt Diamond
Posts: 486
Coin - All in one card
Looks like this might make it a little easier to carry around all our cards. Pre-order it for $55. Will ship in 2014. I'm in for 1.
You get $5 off your card if you refer someone. Feel free to conga.
You get $5 off your card if you refer someone. Feel free to conga.
Last edited by mia; Nov 15, 2013 at 9:07 am Reason: Remove referral link
#20
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
It doesn't display a network logo. How many retailers (especially ones which only accept cards on certain networks) will really take it?
I often try to use an Amex or Discover card someplace that doesn't take it, and they can tell that by looking at the card (at my talbe, in a restaurant, without having to go back to the register and come back and say "it didn't work"). But if I've mixed Visa, MC, Amex, and Discover cards on the same Coint card, the merchant is likely to be very confused, as am I.
And btw, the website linked above has an FAQ which is absolutely ridiculous: It answers:
Also, if one of the cards you've got on it is declined, how likely is the merchant to accept you clicking something on the card and then handing it back to them saying "it's acting like another card now". Yeah, right!
I often try to use an Amex or Discover card someplace that doesn't take it, and they can tell that by looking at the card (at my talbe, in a restaurant, without having to go back to the register and come back and say "it didn't work"). But if I've mixed Visa, MC, Amex, and Discover cards on the same Coint card, the merchant is likely to be very confused, as am I.
And btw, the website linked above has an FAQ which is absolutely ridiculous: It answers:
What kind of cards can I use?
not with explainng whether it works with all networks, but just by saying gift cards, rewards cards, etc. Also, if one of the cards you've got on it is declined, how likely is the merchant to accept you clicking something on the card and then handing it back to them saying "it's acting like another card now". Yeah, right!
#21
Join Date: Aug 2007
Location: NYC
Programs: all, none, somewhere in between
Posts: 221
Took the Plunge
I took the plunge, and will report back. If anyone wants to use my referral, I'd appreciate it:
I see a different downside than most of those on the thread... I don't like the fee and the non-replaceable battery (will have to get one every 2 years).
That said, if nothing else it'll be a conversation starter, and I was POed when I forgot the card I needed to hit a bonus on a recent trip...
I see a different downside than most of those on the thread... I don't like the fee and the non-replaceable battery (will have to get one every 2 years).
That said, if nothing else it'll be a conversation starter, and I was POed when I forgot the card I needed to hit a bonus on a recent trip...
Last edited by philemer; Nov 14, 2013 at 10:09 pm Reason: Comm. links not allowed--try the SPAM forum for a Conga
#22
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
Although to be fair, my American Express (Not just my Amex but normally card I'm using) declines every so often and then works again when re-attempting the transaction seconds after, this is a common problem with EMV that you guys will encounter. Sometimes contactless will decline and say "DO NOT HONOUR" but then inserting the PIN being entered works fine.
I have to say the Amex,Discover/Diners,MC,Visa logo thing is a good thing in some ways. A couple of merchants who take Amex hate taking it and will occasionally say they don't take it (Even though they do), this would get around that as they wouldn't know what kind of card it was until after swiping it.
#23
Join Date: Dec 2005
Location: Göteborg Sweden
Programs: SPG GOLD / BA GOLD/Club Carlson Gold/AMEX Plat.
Posts: 1,043
Coin - Single Card To Replace All the Plastic in Your Wallet
Sounds great. Only question I would ask is... All my CC's have a chip on it and most merchants here in Sweden have the chip function. Granted you can swipe if needed.. So one needs to wonder if they can add a chip function? One wonders...
#24
Join Date: Jul 2011
Posts: 1,138
Besides the cost & battery, the big issue is definitely the lack of permanent numbers and a "card network" (i.e. how will a merchant know this card is really one they accept?). I think Wallaby at least has a permanent card number and an attached network.
#26
Join Date: Jul 2012
Posts: 274
I will be more worried bringing this card to manuf. spending.
It is hard enough with regular CC with "name" and now we came up with funny looking card with no visa, mc, amex, discover whatever known logo...
but it does look cool maybe at restaurant.
wished that the card can do maximize rewards than the need to do manual selection prior paying.
It is hard enough with regular CC with "name" and now we came up with funny looking card with no visa, mc, amex, discover whatever known logo...
but it does look cool maybe at restaurant.
wished that the card can do maximize rewards than the need to do manual selection prior paying.
#27
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
#28
Join Date: Apr 2013
Location: The Empire State
Programs: CO (RIP), US (RIP), Amtrak. Lots of CC programs.
Posts: 442
Aside from the lack of EMV I like it.
Going to check out Wallaby first, though I wonder about Wallaby's business model. Are they selling data?
Going to check out Wallaby first, though I wonder about Wallaby's business model. Are they selling data?
Last edited by cuebert; Nov 14, 2013 at 4:13 pm
#29
Join Date: May 2008
Location: SFO
Posts: 851
ordered mine this morning. is posting a referral link ok in the flyertalk t&c's these days? if not i can provide via pm for anyone interested.
#30
Join Date: Nov 2012
Posts: 3,537
Unless this manipulates the stripe data to remove the use IC where feasible service code, this won't work with EMV cards and even if it does that, in theory transactions where that data is manipulated should be declined I believe (I believe if the service code is changed, it'll decline in online authorisation).
Thus, this is dead-on-arrival given it's going to be coming right around the time of mass EMV rollout (Citi's already there...)
P.S. If they follow the merchant guidelines, which I know no one does, no merchant should accept this card.
P.P.S. just saw this thing isn't launching until next summer! It won't even get a few months of usability, by that point MOST US-issued cards will be EMV (Chase and Bank of America, at least, will likely be there and Citi already is. Wells Fargo may get there soon from what I'm hearing, etc).
Thus, this is dead-on-arrival given it's going to be coming right around the time of mass EMV rollout (Citi's already there...)
P.S. If they follow the merchant guidelines, which I know no one does, no merchant should accept this card.
P.P.S. just saw this thing isn't launching until next summer! It won't even get a few months of usability, by that point MOST US-issued cards will be EMV (Chase and Bank of America, at least, will likely be there and Citi already is. Wells Fargo may get there soon from what I'm hearing, etc).