Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
#513
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
#514
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
#517
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Let me repeat: It's no different than a regular purchase at Target.
It matters on your particular Target.
How do I know my card gets 5X on AFT? Because I went to my Target and used my card and found out.
And does it matter if it is a super target or regular? Thnx in advance...you will make my 4 kids very happy
How do I know my card gets 5X on AFT? Because I went to my Target and used my card and found out.
#518
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
#519
Suspended
Join Date: Mar 2014
Posts: 117
Thanks for the reply amolkold. I was too cheap to try out for myself (card is loaded with a lot of fees). I have to load 1K each to each card for maximum benefit( to avoid fraud alerts, I have to spend big on a particular card, little amount of spend (test amount) throws them off. My hesitation is because I am afraid to load 1k and get only 1x instead of 5x and have to pay the fees to unload. I am very cheap.
#521
Join Date: Feb 2014
Posts: 511
Applied, got pending decision, was approved with 2k CL that a lot of people seem to get. Did open a Wells checking account a couple of days prior - needed a place to dump MOs as I'm getting into that side of the game.
Will take it somewhat slow first two months and then try for the CLI bump when I do an AoR in 60 days or so.
Will take it somewhat slow first two months and then try for the CLI bump when I do an AoR in 60 days or so.
#522
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
#523
Suspended
Join Date: Mar 2014
Posts: 117
#524
Suspended
Join Date: Mar 2014
Posts: 117
Applied, got pending decision, was approved with 2k CL that a lot of people seem to get. Did open a Wells checking account a couple of days prior - needed a place to dump MOs as I'm getting into that side of the game.
Will take it somewhat slow first two months and then try for the CLI bump when I do an AoR in 60 days or so.
Will take it somewhat slow first two months and then try for the CLI bump when I do an AoR in 60 days or so.
#525
Join Date: Jan 2005
Posts: 492
Just got my card, and first statement already out in 3 days only after 2 swipes at CVS, however, the reward listed is only a mere $0.20 even though the total charge is over 1k.. How does wells fargo calculate the reward? Is it not what you posted on the statement but will be adjusted in the next statement cycle?
Also, how is the 6 month calculated? I applied on 4/1 and got the card on 4/6, statement out 4/8, until what date will I be earning the 5%?
Thanks a lot!
Also, how is the 6 month calculated? I applied on 4/1 and got the card on 4/6, statement out 4/8, until what date will I be earning the 5%?
Thanks a lot!