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Old Apr 10, 2014, 10:55 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: muji
Churnable to get repeated 5x rewards?

Not possible
http://www.flyertalk.com/forum/22871522-post710.html

Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________

How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card


Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.


To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.


To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.


Caps on 5x / 5%??
There are no more caps.


What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
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Wells Fargo 5X rewards cap

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Old Apr 9, 2014, 1:41 pm
  #511  
 
Join Date: Jul 2013
Posts: 1,036
Originally Posted by ChessMaster1
...please do confirm...I have 4 very hungry kids to feed 2 kids for me and 2 kids for my wife
Probably bought 2 Visa GC and paid $2 of the $9.90 in extracare bucks
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Old Apr 9, 2014, 1:48 pm
  #512  
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Originally Posted by ibleed0range
Probably bought 2 Visa GC and paid $2 of the $9.90 in extracare bucks
Nope, try again
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Old Apr 9, 2014, 1:48 pm
  #513  
 
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Originally Posted by cdancer20
I know that my local Target is coded as a grocery store and the loads show as purchase on your CC. Just wanted to confirm if you had luck getting the 5% on the AFT reloads?
It's no different than a regular purchase at Target.
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Old Apr 9, 2014, 1:54 pm
  #514  
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Originally Posted by ChessMaster1
...please do confirm...I have 4 very hungry kids to feed 2 kids for me and 2 kids for my wife
You and your wife each eat 2 kids...We usually share a kid with some BBQ sauce, as we are watchinh our weight
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Old Apr 9, 2014, 1:54 pm
  #515  
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Originally Posted by amolkold
It's no different than a regular purchase at Target.
So you get 5x with the we? And does it matter if it is a super target or regular? Thnx in advance...you will make my 4 kids very happy
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Old Apr 9, 2014, 1:56 pm
  #516  
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Originally Posted by skibum7732
You and your wife each eat 2 kids...We usually share a kid with some BBQ sauce, as we are watchinh our weight
No sharing with us...our 4 kids eats only the best
ChessMaster1 is offline  
Old Apr 10, 2014, 2:07 am
  #517  
 
Join Date: Jan 2008
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Originally Posted by ChessMaster1
So you get 5x with the we?
Let me repeat: It's no different than a regular purchase at Target.

And does it matter if it is a super target or regular? Thnx in advance...you will make my 4 kids very happy
It matters on your particular Target.

How do I know my card gets 5X on AFT? Because I went to my Target and used my card and found out.
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Old Apr 10, 2014, 6:33 am
  #518  
 
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
Originally Posted by amolkold
It's no different than a regular purchase at Target.
Thanks. I figured but just wanted to hear if someone else had success first. Now I have to try to find the dang cards. I know it's a mission lol.
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Old Apr 10, 2014, 7:15 am
  #519  
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Originally Posted by amolkold
Let me repeat: It's no different than a regular purchase at Target.



It matters on your particular Target.

How do I know my card gets 5X on AFT? Because I went to my Target and used my card and found out.
Thanks for the reply amolkold. I was too cheap to try out for myself (card is loaded with a lot of fees). I have to load 1K each to each card for maximum benefit( to avoid fraud alerts, I have to spend big on a particular card, little amount of spend (test amount) throws them off. My hesitation is because I am afraid to load 1k and get only 1x instead of 5x and have to pay the fees to unload. I am very cheap.
ChessMaster1 is offline  
Old Apr 10, 2014, 7:36 am
  #520  
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Originally Posted by ChessMaster1
.....Success finally at CVS since April 3 2014....paid only $7.90 in fees
Success Again 2nd day in a row...
ChessMaster1 is offline  
Old Apr 10, 2014, 8:43 am
  #521  
 
Join Date: Feb 2014
Posts: 511
Applied, got pending decision, was approved with 2k CL that a lot of people seem to get. Did open a Wells checking account a couple of days prior - needed a place to dump MOs as I'm getting into that side of the game.

Will take it somewhat slow first two months and then try for the CLI bump when I do an AoR in 60 days or so.
hamhead is offline  
Old Apr 10, 2014, 8:52 am
  #522  
 
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
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Originally Posted by ChessMaster1
I am very cheap.
Buy a pack of gum at Target and see if it shows up as 5X on the pending rewards page a couple of days later ....
amolkold is offline  
Old Apr 10, 2014, 9:29 am
  #523  
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Posts: 117
Originally Posted by amolkold
Buy a pack of gum at Target and see if it shows up as 5X on the pending rewards page a couple of days later ....
this will mess up my spending pattern with my card ( I spend a least 1K per transaction). I am trying to avoid fraud alerts on my card.
ChessMaster1 is offline  
Old Apr 10, 2014, 9:34 am
  #524  
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Join Date: Mar 2014
Posts: 117
Originally Posted by hamhead
Applied, got pending decision, was approved with 2k CL that a lot of people seem to get. Did open a Wells checking account a couple of days prior - needed a place to dump MOs as I'm getting into that side of the game.

Will take it somewhat slow first two months and then try for the CLI bump when I do an AoR in 60 days or so.
I had two cards that I hit very, very hard in the first month, and when I asked for CLI bump, they gave me total 30K increase I been hitting the two cards very hard ever since and no problems yet...
ChessMaster1 is offline  
Old Apr 10, 2014, 10:42 am
  #525  
 
Join Date: Jan 2005
Posts: 492
Just got my card, and first statement already out in 3 days only after 2 swipes at CVS, however, the reward listed is only a mere $0.20 even though the total charge is over 1k.. How does wells fargo calculate the reward? Is it not what you posted on the statement but will be adjusted in the next statement cycle?

Also, how is the 6 month calculated? I applied on 4/1 and got the card on 4/6, statement out 4/8, until what date will I be earning the 5%?

Thanks a lot!
susieling is offline  


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