Apr 10, 2014, 10:55 am
Last edit by: muji
Churnable to get repeated 5x rewards?
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Not possible
http://www.flyertalk.com/forum/22871522-post710.html
Update April 16, 2016: Still Not Churnable
http://www.flyertalk.com/forum/credi...l#post26511091
__________________________________________________ _____________
How to pay down CL quickly?
ACH push from other banks to wells fargo checking and then use that to pay credit card
Likely to get shut down if...?
- Have a negative balance
- Have a really high balance
- Cycling several times through your CL
- Calling in and getting caught by human eyes for suspicious activities.
To check what your 5X/5% window is:
In the rewards account, go to My Rewards -> Account Activity and the days left on the promo will show up at the top....looks like a pie chart.
To check which transactions get 5X/5% before your statement posts
Now, to check if new transactions are eligible for 5X before statement closes, go to "My Rewards" on the top and click "Activity" and set the start/end dates. You should see a "bonus earning" for 4% extra cash back for anything that's eligible.
Caps on 5x / 5%??
There are no more caps.
What to do when transaction not going through due to FA?
Human @ fraud prevention line is 877-575-0462 (to verify charges if locked out) (Update 3-3-15 - Phone number no longer in service per this post)
Automated response number was 800-446-0664
Wells Fargo 5X rewards cap
Feb 27, 2014, 2:01 pm
#362
Join Date: Jan 2014
Posts: 35
I have the "Home Rebate" version, which is apparently the same as the cash card but with an auto rewards transfer setup. I verified that rewards are unlimited on mine.
Wells Fargo Rewards Program T&Cs, Addendum, 8: There is no limit to the Rebates You may earn in any calendar year.
The travel redemptions look mediocre. Generic travel agent website. Prices seem to match Kayak. They add $24 per ticket for flight redemptions.
Also, this card is 0% APR for the first 12mo. I had no idea.
Wells Fargo Rewards Program T&Cs, Addendum, 8: There is no limit to the Rebates You may earn in any calendar year.
The travel redemptions look mediocre. Generic travel agent website. Prices seem to match Kayak. They add $24 per ticket for flight redemptions.
Also, this card is 0% APR for the first 12mo. I had no idea.
Thanks!!!
Feb 28, 2014, 8:40 pm
#363
Join Date: Nov 2012
Posts: 657
I've been cashing out all my points but thanks for showing me the points can be used for flights to improve their value.
Feb 28, 2014, 10:56 pm
#365
Join Date: Jan 2014
Location: Chicago, IL
Posts: 32
I have the Wells Fargo Rewards Card. 5x on gas, groceries, and drug stores. I used their travel tool to book two tickets, totaling $480 in retail. Normally, that would require 48k points, but it only required 32k points, which is a 1.5% on travel vs. 1% on cash redemption. Of course, you have to factor in the $48 booking fee ($24 per ticket) into the calculation, so it's a bit less than 1.5%.
Mar 1, 2014, 10:19 am
#367
Join Date: Apr 2013
Posts: 584
I haven't seen any data on anybody successfully doing it. Their terms say no, but we know that might not mean anything. We will need a guinea pig. I'm only in month 5, so it won't be me. Go for it and let us know!
Mar 1, 2014, 11:42 am
#368
Join Date: Feb 2007
Posts: 754
Has anybody used this card with Isis yet?
https://www.wellsfargo.com/isis
Seems like it would even be worth it to buy the overpriced $69 iPhone case. Not sure if CVS will allow contactless for VR purchases.
https://www.wellsfargo.com/isis
Seems like it would even be worth it to buy the overpriced $69 iPhone case. Not sure if CVS will allow contactless for VR purchases.
Mar 1, 2014, 11:51 am
#369
Join Date: Nov 2012
Posts: 657
There is a 5x points card and a 5% cash back card. I would start with the other product.
Mar 1, 2014, 7:13 pm
#370
Join Date: Sep 2013
Posts: 64
no this card is not churnable. I tried to get the cashback after having the reward card for 6 months. I got it and it did not offer the promotion even though I signed up through that link. I've cancelled both cards and now I am waiting for them to disappear from my wells fargo online account. Once that happens I think we can reapply.
But your wife/significant other can apply and get the card. We have a joint checking account too and she was still able to get the 5% promo. So I am hoping once her 6 months is over in August I will be able to reapply if the offer is available.
But your wife/significant other can apply and get the card. We have a joint checking account too and she was still able to get the 5% promo. So I am hoping once her 6 months is over in August I will be able to reapply if the offer is available.
Mar 1, 2014, 7:30 pm
#371
Join Date: Jan 2013
Programs: AA, SPG, MR, UR, Cash Back!
Posts: 606
Mar 3, 2014, 7:58 am
#372
Join Date: Jan 2014
Location: Chicago, IL
Posts: 32
Mar 5, 2014, 7:08 am
#374
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
Mar 5, 2014, 11:09 am
#375
Join Date: Feb 2014
Posts: 908
That's 4k spent a month x 5.
I do not think he is spending 24k a month at CVS.
If so 120k x 5 will yield him 600k points.