+1
Similar experience here.

Thanks for the data point. Can I ask do you now have two rewards accounts listed on your WF page? One for the Cash Back version and a new one for the rewards version, or did it merge into one?

Regarding my SO signing up for one of the 5x cards and not having a WF relationship, can anyone provide detail if it works to add them as a secondary on my WF checking account or would they need to open their own checking acct and let it 'mature' a little before being eligible?

Any feedback from those who have done this is appreciated.

Add them as a joint owner on the checking acct. That will allow them to have their own user name login and set up a separate profile.

New rewards accounts were created. The old ones had disappeared and the award currency is different anyway (cash vs points).

+1

Thanks.
It looks like I can only add a joint user to the checking acct if we both visit a WF branch (I don't live near any) and they'll update the signature card. I can assign view-only access to someone else and they would then have a unique user/pass but I'm not sure this will help them with the relationship part when applying for the CC. Thoughts?

I'm pretty sure your SO will need to be an owner on the account. Call WF and explain that you don't live near a branch and see if they will accept a notarized something that you can mail in.

I assumed the same, just wanted to avoid eyes on my account if at all possible. Seems like it might be best to just open another checking account online as I.

Hey everyone. I am hoping to attempt round two of this card for my wife. I had my first attempt in May and things didn't work out so well and my CC and checking account were both shut down within a month and a half. But I think I could make a better go of it this time around.

My question: Is there any risk of adding myself as an AU if my wife is approved for this card? Will WF track it and notice that someone who they just shut down is an AU on someone else's card? Anyone have experience with this?

TIA.

I doubt anyone has better than a guess to answer this, so my guess is that there is some risk, but that it's minimal compared to an potential reward. If your wife's credit file is thin the risks of shutdown would be amplified.

What kind of spending did you do on your card? DH's promo ended last month and I didn't hit his very hard as an AU. I got the card immediately after with a 10k limit and have put 12k through so far. Probably won't go above that. We have a joint checking account with WF so I wonder if they shut my card down would they close the checking account too?

wells 5x closed
 

Hi,

Do you mind if you can share why your checking and credit card closed? Do you know any reason. I am thinking to apply next week.

Thanks!

Well I was depositing a lot of MO's with WF tellers and one time the MO read incorrectly as 99.13 instead of 999.13 so I went back through the drive-thru window and they said that someone in the "bank's back office" would have to correct the mistake. So about a week later they manually credited my account for the missing 900 but then like 3 days after that my checking was closed. And about 2 weeks after that my CC was closed. It's too bad cuz everything was going great until the misread MO happened.

It doesn't seem the amount of spending I did was what lead to cancellation. But for the record I had a 5k CL (platinum card) and was spending about 10-12k/week.

At the time depositing MO's directly at WF was what I had gathered from this thread to be the easiest and best practice to cycle the CL on this card most effectively. I now realize it's better to deposit MO's to a different checking account first and then push money to WF checking.

You failed rule #1....never poop where u eat or expect ecoli.