Originally Posted by mattrendell27 (Post 25220923)

Hey everyone. I am hoping to attempt round two of this card for my wife. I had my first attempt in May and things didn't work out so well and my CC and checking account were both shut down within a month and a half. But I think I could make a better go of it this time around.

My question: Is there any risk of adding myself as an AU if my wife is approved for this card? Will WF track it and notice that someone who they just shut down is an AU on someone else's card? Anyone have experience with this?

TIA.

Originally Posted by travelfreaks (Post 25226706)

You failed rule #1....never poop where u eat or expect ecoli.

Originally Posted by mattrendell27 (Post 25226751)

Yes I have realized this, and in fact you also made this point when I originally posted about this a month ago. Getting old.

Originally Posted by MilesJunkyardDawg (Post 25228311)

LOL! Apparently that's the only thing he can say! :rolleyes:

Originally Posted by mattrendell27 (Post 25226582)

Well I was depositing a lot of MO's with WF tellers and one time the MO read incorrectly as 99.13 instead of 999.13 so I went back through the drive-thru window and they said that someone in the "bank's back office" would have to correct the mistake. So about a week later they manually credited my account for the missing 900 but then like 3 days after that my checking was closed. And about 2 weeks after that my CC was closed. It's too bad cuz everything was going great until the misread MO happened.

It doesn't seem the amount of spending I did was what lead to cancellation. But for the record I had a 5k CL (platinum card) and was spending about 10-12k/week.

At the time depositing MO's directly at WF was what I had gathered from this thread to be the easiest and best practice to cycle the CL on this card most effectively. I now realize it's better to deposit MO's to a different checking account first and then push money to WF checking.

Originally Posted by mattrendell27 (Post 25226582)

Well I was depositing a lot of MO's with WF tellers and one time the MO read incorrectly as 99.13 instead of 999.13 so I went back through the drive-thru window and they said that someone in the "bank's back office" would have to correct the mistake. So about a week later they manually credited my account for the missing 900 but then like 3 days after that my checking was closed. And about 2 weeks after that my CC was closed. It's too bad cuz everything was going great until the misread MO happened.

It doesn't seem the amount of spending I did was what lead to cancellation. But for the record I had a 5k CL (platinum card) and was spending about 10-12k/week.

At the time depositing MO's directly at WF was what I had gathered from this thread to be the easiest and best practice to cycle the CL on this card most effectively. I now realize it's better to deposit MO's to a different checking account first and then push money to WF checking.

Originally Posted by ajhardee (Post 25228829)

I for one, want to thank you for taking the time to explain your unfortunate experience. It's data points like yours that will help all of us in the future to keep churning. :D^

Originally Posted by michael160 (Post 25186083)

Add them as a joint owner on the checking acct. That will allow them to have their own user name login and set up a separate profile.

Originally Posted by cbender49 (Post 25260873)

We were able to stop into a branch out of state and add my SO to the account as a joint owner, but I'm now having trouble finding how to set up a separate profile and user/pass for the account. Google hasn't been much help.

All the Q&A online shows is how to add 'guest' access which I don't think will allow them the relationship to open the 5x card down the road.

Any insight is appreciated.

Originally Posted by mattrendell27 (Post 25226751)

Yes I have realized this, and in fact you also made this point when I originally posted about this a month ago. Getting old.

Originally Posted by coolguy100 (Post 25351657)

I am setting up online transfer from an external account inside wells fargo online account (ACH Pull) does anyone know how soon the fund will be available after I initiate the ACH pull in wells fargo online account. thanks!

Originally Posted by doubleheader (Post 25359595)

I recently received my visa signature card and verified on the my offers tab that the card was eligible for 5x grocery etc., but I'm concerned because my first charge just posted and it doesn't show any points/rewards or anything that has been discussed earlier in this forum. Do I have reason to worry?