You had a bad day? AORs Gone Wrong
Jun 19, 2013 | 8:01 pm
#1
Original Poster
Join Date: Nov 2011
Location: BWI
Programs: WA,AA,BA,SPG,HH
Posts: 67
You had a bad day? AORs Gone Wrong
I completed a past due AOR Monday evening, nothing nutty and everything that should easily be in line for my situation:
-Ink Plus
-Club Carlson personal
-Chase Freedom
-upgrade AMEX Hilton to Surpass (does that even count?)
Freedom was easy, closed a super old SWA card to get it; which I wanted to anyhow.
Club Carlson - pending...
InkPlus - No phone decisions this week, so I was told... purgatory
Surpass - auto decision
I've not been turned down in 2 years of AORs, gotten them all. But now I'm thinking... what if I only go 2 for 4? My AOR date was a couple days ago... am I on the sidelines for 3 months? Can I strike after something else to occupy the time before it's too late, or is it already too late after AOR day... you know, before they see all the recent inquiries.
Any success stories dipping back in the AOR pool within the same week? I'm curious... not hopeful of the Plus, not heard much good about US Bank on heavy card holders...
Best, Mike
-Ink Plus
-Club Carlson personal
-Chase Freedom
-upgrade AMEX Hilton to Surpass (does that even count?)
Freedom was easy, closed a super old SWA card to get it; which I wanted to anyhow.
Club Carlson - pending...
InkPlus - No phone decisions this week, so I was told... purgatory
Surpass - auto decision
I've not been turned down in 2 years of AORs, gotten them all. But now I'm thinking... what if I only go 2 for 4? My AOR date was a couple days ago... am I on the sidelines for 3 months? Can I strike after something else to occupy the time before it's too late, or is it already too late after AOR day... you know, before they see all the recent inquiries.
Any success stories dipping back in the AOR pool within the same week? I'm curious... not hopeful of the Plus, not heard much good about US Bank on heavy card holders...
Best, Mike
Last edited by 98Mike; Jun 19, 2013 at 8:14 pm
Jun 19, 2013 | 8:08 pm
#2
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Well for any Barclays cards or US Bank cards, I try to wait longer than 3 months, just to make it harder for them to use the too many recent inquiries excuse. They both HATE churners and are very conservative with issuing credit.
Jun 20, 2013 | 7:34 am
#3
Join Date: Sep 2012
Location: Florida
Posts: 448
I wouldn't be too concerned about the Ink. You have to realize how many thousands of applications they are trying to process this week. I was recently approved for a SW Biz card (my only other Biz card from Chase was an Ink), but only after 2 phone calls (both rejections) and an SM (success!). And this was using SS for both. With enough persistance you can probably get the Ink. The only reason I'd say otherwise is if you've applied for more than 6 Chase cards in the past year (i.e. this Ink app would be 7th), or if you already have 2 or more Chase Biz cards and you didn't use an EIN in the new Chase Ink app.
The USBank CC card may be a lost cause though. From the thread for that card it seems the success rate amongst churners is pretty low. Not to be rude, but it probably wasn't the best idea to apply for that card if you're a regular 91-day churner and you would be upset if you don't get it.
On another note, the only reason I opened this thread is because it made me think of this song...
http://www.youtube.com/watch?v=gH476CxJxfg
The USBank CC card may be a lost cause though. From the thread for that card it seems the success rate amongst churners is pretty low. Not to be rude, but it probably wasn't the best idea to apply for that card if you're a regular 91-day churner and you would be upset if you don't get it.
On another note, the only reason I opened this thread is because it made me think of this song...
http://www.youtube.com/watch?v=gH476CxJxfg