What's your current "go-to" card to replace Chase freedom?
Apr 12, 2013 | 10:31 pm
#16
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
Apr 13, 2013 | 8:20 am
#18
Join Date: Jan 2012
Posts: 221
Yeah that is the combo I use (although ink bold until the AF is up). Was just trying to make it simple for the poster since it appears he primarily uses his southwest visa
Apr 13, 2013 | 8:27 am
#19
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,953
Apr 13, 2013 | 9:25 am
#20
Join Date: Aug 2011
Posts: 1,689
and at least 1:1 in many air miles programs.^
They are very flexible points to transfer (with a good transfer value) and earning them is a little harder (due to their value). So you don't have to collect as many to be useful in some cases.
Transfer 20K spg points =25K miles (in many cases).
+1^
Last edited by shoreline; Apr 13, 2013 at 9:30 am Reason: typo
Apr 13, 2013 | 12:53 pm
#21
Original Poster
Join Date: Dec 2008
Location: PEK, AUS, WAS, HKG
Programs: CX Gold
Posts: 1,288
Because the SPG points are like 1:5 in some other hotel chains and 1:3 or 1:2 in some others. (i.e. spg vs. Hilton is probably 1:5, Marriott is probably 1:2 or 3).
and at least 1:1 in many air miles programs.^
They are very flexible points to transfer (with a good transfer value) and earning them is a little harder (due to their value). So you don't have to collect as many to be useful in some cases.
Transfer 20K spg points =25K miles (in many cases).
+1^
and at least 1:1 in many air miles programs.^
They are very flexible points to transfer (with a good transfer value) and earning them is a little harder (due to their value). So you don't have to collect as many to be useful in some cases.
Transfer 20K spg points =25K miles (in many cases).
+1^
Apr 13, 2013 | 3:35 pm
#22
Join Date: May 2011
Location: Illinois.
Programs: Switched from UA 1K to AA so I could earn EQD's on partners. Mid-tier on most major hotel programs.
Posts: 542
Citi Forward
Most of my purchases for less than $10 are for fast food / cheap restaurants. Since Citi Forward offers 5% at restaurants, it is my go-to card for most cheap purchases (Except I still get the Freedom 10 pt. bonus, so I still use it more for the time being).
Otherwise, I use the Club Carlson card for non-bonus category purchases. 5 CC points is > 1 SPG is > 1 UR for me.
Otherwise, I use the Club Carlson card for non-bonus category purchases. 5 CC points is > 1 SPG is > 1 UR for me.
Apr 14, 2013 | 7:05 pm
#25
Join Date: Oct 2012
Posts: 299
bonus
I use whatever card has the bonus spend. I am currently working on the AAA BOA rewards-- thru AAA of NY. Spend 500/90days, get 100.00 GC for grocery store of your choice. Saw this offer in the AAA magazine, nice little bonus to add to my collection. In about 2 weeks, I have the USBank Travel rewards sig visa (already in wallet)to start using(500.00/90 days) for a 200.00 credit on acct. I will have the CSP in a few days and that will be next for a while,3k/90days for 40k points. That's what i do for spending.
Apr 14, 2013 | 7:12 pm
#26
Suspended
Join Date: Jan 2013
Location: LAX/SNA
Programs: AA, Hilton Gold
Posts: 3,887
I use whatever card has the bonus spend. I am currently working on the AAA BOA rewards-- thru AAA of NY. Spend 500/90days, get 100.00 GC for grocery store of your choice. Saw this offer in the AAA magazine, nice little bonus to add to my collection. In about 2 weeks, I have the USBank Travel rewards sig visa (already in wallet)to start using(500.00/90 days) for a 200.00 credit on acct. I will have the CSP in a few days and that will be next for a while,3k/90days for 40k points. That's what i do for spending.
Apr 22, 2013 | 3:39 pm
#27
Join Date: Feb 2013
Posts: 1,818
Don't have it yet but i'm going for the United Club card for all non-category spend. Even if I don't care for lounges, if I spend at least $32K (which I usually do) on the card, the 1.5x is still worth it for me. So:
Freedom: 5% Categories
CSP: 2.14% Categories
UA Club: everything else
Freedom: 5% Categories
CSP: 2.14% Categories
UA Club: everything else