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What's your current "go-to" card to replace Chase freedom?
Now that Chase Freedom has terminated the 10 bonus points for every purchases, what is your "go-to" card for making everyday small purchases? Today when I was paying for a small item (~$3), I actually hesitated for a while to decide the best card to use. Previously I would have pulled out Freedom without a thought. It's really sad to see the bonus go away. :(
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What's your current "go-to" card to replace Chase freedom?
I'm probably doing it wrong... But I use the united club for misc purchases
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Now for my sub $10 purchases I'll use a mileage earning debit card and get cash back where allowed
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Random / general charges go on Cap1 Venture card gets effectively 2% cash back if you redeem it for travel purchases -- Travel is a very generous term that includes:
Hotels Airlines Cruises NYC Taxi rides NYC Subway rides I put supermarket charges on an Amex HHonors Surpass, and electronics on an Amex Platinum (warranty). |
Whatever has a category bonus for whatever I'm buying.
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What's your current "go-to" card to replace Chase freedom?
I hate to see the end of the 10 bonus points. This question has been bothering me for a while.
Originally Posted by iruvmattree
(Post 20564532)
I'm probably doing it wrong... But I use the united club for misc purchases
For people who have no use of United Clubs, Club Carlson Premier Visa can be a good alternative. Five Gold Points per $1 spent should be worth 2 cents. If one can take advantage of Bonus Award Night, especially on European properties, the value can approach the selling price of 3.5 cents. Of couse nothing beats the FREE Freedom Visa on sub-$10 purchases before this program change. |
Originally Posted by lixiaojuventus
(Post 20564213)
Now that Chase Freedom has terminated the 10 bonus points for every purchases, what is your "go-to" card for making everyday small purchases? Today when I was paying for a small item (~$3), I actually hesitated for a while to decide the best card to use. Previously I would have pulled out Freedom without a thought. It's really sad to see the bonus go away. :(
If you do a lot of <$10 purchases, the points can add up quickly and the flexibility of transfer is great. However, I agree that one of the debit cards is great use for the small purchases as well. (or the club Carlson PV CC) You will have to decide where you want to earn your points or whether you have a specific trip in mind. If not, you will have to decide what you are working on at the moment (the debit idea, or needing flexibility of SPG). Just my opinion. |
Originally Posted by shoreline
(Post 20574124)
The SPG Amex is another good everyday choice for purchases of all prices.
If you do a lot of <$10 purchases, the points can add up quickly and the flexibility of transfer is great. |
Originally Posted by lixiaojuventus
(Post 20574383)
Can you specify why SPG amex is good for <$10 purchases? I just see it awards one point per dollar like other cards. Am I missing something?
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Originally Posted by Neil35
(Post 20571785)
I hate to see the end of the 10 bonus points. This question has been bothering me for a while.
Of couse nothing beats the FREE Freedom Visa on sub-$10 purchases before this program change. |
Maybe if people wouldn't have abused the holy eff out of it, it'd still be around.
I've personally seen people making >7 $2-3 purchases at a time using a Chase Freedom. No wonder they shut it down. There's no way they could afford to be giving out points like that. |
The card I use the most (when not trying to hit a bonus or not in a 5% bonus category from my Freedom or Discover) is my Southwest Visa.
1.67~ish cents per spend and I travel in the US much more than overseas. I love the fact I can book a flight and cancel at anytime and I get my full amount of points left. This makes sure I can get a flight anywhere/anytime basically. Also if the rate goes down, I rebook and get the points back. It's a great way to set me up to go somewhere further. I know many hate Southwest and it has it's issues but love how flexible those points are. |
Originally Posted by PainCorp
(Post 20571134)
Whatever has a category bonus for whatever I'm buying.
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Fidelity Amex. 2% off on everything is a good deal since half of my overall purchases fall outside of "categories".
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Originally Posted by slider34
(Post 20579652)
The card I use the most (when not trying to hit a bonus or not in a 5% bonus category from my Freedom or Discover) is my Southwest Visa.
1.67~ish cents per spend and I travel in the US much more than overseas. I love the fact I can book a flight and cancel at anytime and I get my full amount of points left. This makes sure I can get a flight anywhere/anytime basically. Also if the rate goes down, I rebook and get the points back. It's a great way to set me up to go somewhere further. I know many hate Southwest and it has it's issues but love how flexible those points are. |
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