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Old Jan 25, 2013 | 4:24 pm
  #1  
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Join Date: Jan 2013
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Maximizing Miles/Points from Wedding Spend

I'm getting married in July and am spending a decent chunk of money on the big day and honeymoon. I should be able to put a decent amount of money onto a credit card (or a few) and expect to have roughly $15-$20K that I'll be charging (and maximize that spend for points for future travel).

While I don't have a honeymoon planned yet, I'm open to any potential ideas of sign-ups for cards that will provide enough points for offsetting my honeymoon.

I currently have about 100K spg points from past business travel, but not a large volume of airline miles or a large enough chunk of points in hotels for a long & fantastic trip.

I'd love any thoughts on how to maximize that future credit card spend & ideas on how to quickly accumulate points for a summer honeymoon.
yankzfan is offline  
Old Jan 25, 2013 | 4:35 pm
  #2  
 
Join Date: Jul 2012
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Congratulations.

I just went through the same thing and what I discovered is that a lot of vendors don't like credit card payments. So make sure to verify who does and who doesn't accept credit cards (or charge a fee).

With that said, depending on your future plans, you may want to target certain cards. What I did was plot out my next few months according to what I had to pay and when, and do a churn accordingly.

My first one included the Ink Plus, Starwoods Preferred, Barclays US Airways, and Citi AA x 2. I already has a Chase Sapphire Preferred and Chase Hyatt, but all those together gave me a pretty healthy starting balance that has allowed us to travel to Paris for 10 days and still have some leftover for another trip in the fall.
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Old Jan 25, 2013 | 5:23 pm
  #3  
 
Join Date: Apr 2012
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Am I the only one who read the title and thought "well, that's easy..."?

Just don't do what I did and charge $3000 to a debit card from a vendor coded as a restaurant...two years later, I still have daily regrets...
gloreglabert is offline  
Old Jan 25, 2013 | 5:29 pm
  #4  
 
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Originally Posted by gloreglabert
Am I the only one who read the title and thought "well, that's easy..."?

Just don't do what I did and charge $3000 to a debit card from a vendor coded as a restaurant...two years later, I still have daily regrets...
Since you are a member of FT, this should haunt you for the rest of your life
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Old Jan 25, 2013 | 5:47 pm
  #5  
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Originally Posted by gloreglabert
Am I the only one who read the title and thought "well, that's easy..."?
You are not alone. I was going to say "just buy the most expensive stuffs" lol.
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Old Jan 25, 2013 | 8:53 pm
  #6  
 
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Location: Santa Barbara, CA
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I'm in the same boat, wedding in July... but I've been at it since June with the first deposit. Would you believe a place we look at in June 2012 was already booked for our date in July 2013? Crazy!

I got 6 cards my first round: 2 x AA Citi 50k, 2 x SPG 25k (personal + business, sadly a couple of months before it briefly jumped from 25k to 30k), and BoA/BoH 35k Hawaiian cards.

Second round, end of November: Chase Ink Bold 50k, Chase Priority Club 80k, Amex 65k Hilton.

The 2 SPG cards + a ton of wedding spend + a referral + existing points got me to 100k for 5 nights at Vedema, Santorini. 80k PC points + existing points got me 3 nights at Intercontinental Geneva.

The rest of the points it seems will be used somewhere other than the honeymoon. 100k AA miles (+ spend) coulda gotten us coach tickets, but I used UA miles from Months of Miles for business the whole way, and 3 nights in Paris thanks to Radisson's Big Night Giveaway last year.

Only thing left to book is a hotel for 2 nights in Athens, and 5 nights in Mykonos. That's gonna be an expensive one, as it seems only Starwood has a property there and I'm all outta points. (I do have 1000 so I could do half rack rate at Santa Marina, but I think we'll end up elsewhere.)

I am hoping for one more: US Bank Club Carlson card. 85k signup is nice, plus would save me 50k on my existing reservation. But I gotta wait a few more months before another application.

Originally Posted by gloreglabert
Am I the only one who read the title and thought "well, that's easy..."?

Just don't do what I did and charge $3000 to a debit card from a vendor coded as a restaurant...two years later, I still have daily regrets...
I was annoyed I was finishing off my Ink Bold spend requirement at the hotel we're getting married at instead of using my Sapphire... then discovered it also gets 2x at hotels when I was checking my statement! Saved me from the same fate.

Last edited by penner42; Jan 25, 2013 at 9:00 pm
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Old Jan 26, 2013 | 12:20 pm
  #7  
 
Join Date: Jun 2012
Location: texas
Posts: 85
Originally Posted by deant
Since you are a member of FT, this should haunt you for the rest of your life
Not to sound like a major noob, but why does it matter if the vendor is coded as a restaurant?
topmikey is offline  
Old Jan 26, 2013 | 1:32 pm
  #8  
 
Join Date: Apr 2012
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Originally Posted by topmikey
Not to sound like a major noob, but why does it matter if the vendor is coded as a restaurant?
Because lots of cards give 2-5x on restaurant spend.
gloreglabert is offline  
Old Jan 26, 2013 | 2:46 pm
  #9  
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Originally Posted by yankzfan
I'm getting married in July and am spending a decent chunk of money on the big day and honeymoon. I should be able to put a decent amount of money onto a credit card (or a few) and expect to have roughly $15-$20K that I'll be charging (and maximize that spend for points for future travel).

While I don't have a honeymoon planned yet, I'm open to any potential ideas of sign-ups for cards that will provide enough points for offsetting my honeymoon.

I currently have about 100K spg points from past business travel, but not a large volume of airline miles or a large enough chunk of points in hotels for a long & fantastic trip.

I'd love any thoughts on how to maximize that future credit card spend & ideas on how to quickly accumulate points for a summer honeymoon.
I would suggest these.
2 x citi AA (50K + 50K)
chase shappire + chase ink bold (40K + 50K UR) - can transferred to airlines or hotels
US Bank club carlson - 85K
ayya is offline  
Old Jan 27, 2013 | 7:04 pm
  #10  
 
Join Date: Oct 2010
Location: Santa Barbara, CA
Posts: 1,277
One other thing I just thought of (or realized, planning my own honeymoon): If you're staying at a hotel that doesn't have a rewards program (or it's one you'll rarely use because they only have foreign high end properties), book at hotels.com through Chase UR mall (4pts/$) with the Sapphire Preferred (2pts/$). That ends up being 6 points per dollar back on the hotel. Plus you get Welcome Rewards worth 10% of the value once you hit ten nights...

Just booked 5 nights in a honeymoon suite on Mykonos, and while it was expensive, it will totally be worth it, especially with the UR points return.
penner42 is offline  
Old Jan 29, 2013 | 9:19 am
  #11  
 
Join Date: May 2007
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Originally Posted by yankzfan
I'm getting married in July and am spending a decent chunk of money on the big day and honeymoon. I should be able to put a decent amount of money onto a credit card (or a few) and expect to have roughly $15-$20K that I'll be charging (and maximize that spend for points for future travel).

While I don't have a honeymoon planned yet, I'm open to any potential ideas of sign-ups for cards that will provide enough points for offsetting my honeymoon.

I currently have about 100K spg points from past business travel, but not a large volume of airline miles or a large enough chunk of points in hotels for a long & fantastic trip.

I'd love any thoughts on how to maximize that future credit card spend & ideas on how to quickly accumulate points for a summer honeymoon.
Depends on where you want to go for honeymoon. We charged 30K to the BA VISA card and are flying BA First Class ( or the Best business class) with the 2 for 1.

Or, as someone else mentioned,
1) Get a pair of AA visa and amex for you and the wife to be. Get SPG AMEX for the 25K bonus. And fly CX J to asia.
2) Get the United Card and Chase Freedom and Sapphire and fly ANA J to Asia...

Sign up for a pair of Hyatt cards with the 2 free nights after 1000 spend. That is 4 free nights to boot.
100K SPG point can go a long way... If C+P is available, use it.
Thundershaft is offline  
Old Jan 29, 2013 | 9:24 am
  #12  
 
Join Date: Apr 2003
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i just put 20k on CCs for my wedding.

Got the to not charge me a surcharge, put it all on my UA club card for 1.5 miles, mainly because I value UA miles more than BA miles and those where the only 2 cards I had with no forex charges
stupidzbu is offline  
Old Jan 30, 2013 | 12:00 am
  #13  
 
Join Date: Nov 2011
Posts: 30
A friend of mine just got married - the wife and bridesmaids were all MAKING their decor, favors, etc - all supplies were put on my card. Hell yeah.

So, it could pay off making a bunch of stuff yourself.

Last edited by MilesFreak08; Jan 30, 2013 at 12:05 am Reason: .
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Old Mar 18, 2013 | 9:55 pm
  #14  
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FYI, I recently tested using the Citi Forward card to pay a wedding caterer but because they were labelled "restaurant - caterer", I did not get 5X. I know a lot of friends, however, who got their catering down by a restaurant that doesn't operate solely as a caterer, and I recommended they use the Citi Forward card, and they did get 5X.
WeddingSpend is offline  
Old Mar 18, 2013 | 10:04 pm
  #15  
 
Join Date: Jan 2012
Posts: 221
congrats! like others have said, I wish I could have put my wedding spend on rewards cards. I paid in cash for everything
Dangjr213 is offline  


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