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Increased limits on US Air Mastercard

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Old Dec 7, 2012 | 6:42 pm
  #1  
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Increased limits on US Air Mastercard

Hi,

I signed up for the Barlcays US DM MC about 4 months ago. Since then, I have charged about 10K and paid if all off before it was due.

I have an excellent FICO and a pretty decent income for the credit limit they gave me.

I called Barclays and requested an increase in the credit limit. They want to do another credit check (they just checked 4 months ago) and wanted other info.

Is this normal? I had a limit that was almost 3x what I have on the US MC on my last Visa...it had been raised without even asking.

Is credit tighter now?
Flubber2012 is offline  
Old Dec 7, 2012 | 6:44 pm
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No, Barclays always does a credit pull for a customer-initiated CLI. This policy varies from bank to bank -- e.g., Amex only does a soft pull.
gloreglabert is offline  
Old Dec 7, 2012 | 6:47 pm
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Thanks gloreblabert! You rock.
Flubber2012 is offline  
Old Dec 12, 2012 | 1:16 am
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Originally Posted by Flubber2012
I called Barclays and requested an increase in the credit limit. They want to do another credit check (they just checked 4 months ago) and wanted other info.

Is this normal? I had a limit that was almost 3x what I have on the US MC on my last Visa...it had been raised without even asking.

Is credit tighter now?
Barclays is notoriously stingy when it comes to credit limits. For my last application (approved in Sep 2011), they granted me a princely $1000 credit limit.

BofA and Chase granted me $20K and $10K limits for applications at the same time.
FruJu is offline  


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