Recomend a CC for me.
Jun 14, 2012 | 12:03 pm
#2
Join Date: Apr 2011
Location: SMF
Programs: Hilton Diamond-Marriott Platinum-life
Posts: 1,015
http://www.flyertalk.com/forum/!1215268!http://www.flyertalk.com/forum/milesbuzz/1215268-chase-sapphire-preferred-card-50-000-points.html
Jun 14, 2012 | 12:26 pm
#3
Join Date: May 2008
Location: Las Vegas since 11/2023
Programs: No status anywhere anymore, it was fun while it lasted
Posts: 4,648
http://www.flyertalk.com/forum/credi...wards-spg.html
Based on the information you provided, I agree, Chase Sapphire preferred:
a) Better signup bonus
b) Lower annual fee
c) Worse threshold bonus (15K on Amex vs 7% on Chase which will be about 5K)
d) Chase 2x on all travel and restaurants vs. 3x Amex on airfare and 1x on other categories,
If some of your charged expenses will be overseas, hands-down to Chase as it has no foreign transaction fee.
If not, then probably advantage to Chase, but look at the list of transfer partners.
Based on the information you provided, I agree, Chase Sapphire preferred:
a) Better signup bonus
b) Lower annual fee
c) Worse threshold bonus (15K on Amex vs 7% on Chase which will be about 5K)
d) Chase 2x on all travel and restaurants vs. 3x Amex on airfare and 1x on other categories,
If some of your charged expenses will be overseas, hands-down to Chase as it has no foreign transaction fee.
If not, then probably advantage to Chase, but look at the list of transfer partners.
Jun 14, 2012 | 12:52 pm
#4
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,369
Penfed Amex for the airfare ( 5% ) and US Bank Cash+ card selecting hotels as one of the 5% categories. For dining CITI Forward is a good option as long as you are careful in how you redeem the CITI TY points.
If any of your travel is international, the Penfed card also offers zero foreign transaction fee.
None of the three cards has an annual fee.
If any of your travel is international, the Penfed card also offers zero foreign transaction fee.
None of the three cards has an annual fee.
Jun 14, 2012 | 10:30 pm
#6
Moderator: Manufactured Spending
Join Date: Jul 2011
Posts: 6,707
If you are willing to do all your booking through one site, then a card associated with that site might be a good idea. For example, the Orbitz Visa (Capital One) essentially gives you 3% cash back on all flight and hotel bookings, with no annual fee.