optoutprescreen.com
Aug 3, 2011 | 7:42 pm
#1
Original Poster
Join Date: Jun 2009
Posts: 2,480
optoutprescreen.com
Guys
I opted out a few years ago and never get any credit card offers. I'm wondering if I should opt in. It would be a ton of mail I don't want and will probably only select 5% of the offers I get such as the targetted Chase Saphire Preferred offer some folks are getting for 100k points for $750 in spend
My question is - are there many companies doing targetted offers out there and who strictly match a person with the offer or are there still very few? How many of you have opted in vs out?
Thanks
I opted out a few years ago and never get any credit card offers. I'm wondering if I should opt in. It would be a ton of mail I don't want and will probably only select 5% of the offers I get such as the targetted Chase Saphire Preferred offer some folks are getting for 100k points for $750 in spend
My question is - are there many companies doing targetted offers out there and who strictly match a person with the offer or are there still very few? How many of you have opted in vs out?
Thanks
Aug 3, 2011 | 9:58 pm
#2
Join Date: Feb 1999
Location: San Jose, California, USA
Programs: AS Plat, UA MM, AA MM, IC Plat, Marriott Gold, Hilton Gold, Hyatt Globalist
Posts: 3,166
When use use optoutprescreen.com, you're just opting out of banks checking your credit history without your permission to preapprove you for a credit card.
I opted out several years ago and still get targeted credit card offers, mostly from companies I already do business with. Only after I reply do I give the bank the permission to check my credit and approve or decline my application based on that.
I opted out several years ago and still get targeted credit card offers, mostly from companies I already do business with. Only after I reply do I give the bank the permission to check my credit and approve or decline my application based on that.
Aug 4, 2011 | 7:14 am
#3
Original Poster
Join Date: Jun 2009
Posts: 2,480
I only have a relationship with Citibank and Amex but don't have any with Chase or the other ones. Do you know how fast the website acts to opt in and opt out? I could opt in now and opt out another 6 months as long as it doesn't take months for it to take effect