When do CC Inquiries Drop Off?
Oct 23, 2010 | 4:17 pm
#1
Original Poster
Join Date: May 2000
Location: HH Gold, Marriott Gold, PC Plat, Emirates Silver
Posts: 2,729
When do CC Inquiries Drop Off?
Like many others, I have applied for a lot of Chase cards in the last year. I pushed my luck a few months ago for to CO card and was denied for too many inquiries (6 in 6 months, 13 in 1 yr). I have several inqueries that will be a year old in Nov.
When do those Nov inqueries drop off...after exactly a year or at the end of the month?
I really want to maximize my chance to get the CO card before it goes away.
At least my UA card is now just over 6 mo old so I can negotiate to cancel that one without fear the 50K will be taken away. I did not want to risk losing 50K in order to get 30K, even though the odds of them taking it back before were small.
When do those Nov inqueries drop off...after exactly a year or at the end of the month?
I really want to maximize my chance to get the CO card before it goes away.
At least my UA card is now just over 6 mo old so I can negotiate to cancel that one without fear the 50K will be taken away. I did not want to risk losing 50K in order to get 30K, even though the odds of them taking it back before were small.
Oct 23, 2010 | 4:29 pm
#2
Join Date: Jan 2010
Posts: 396
Like many others, I have applied for a lot of Chase cards in the last year. I pushed my luck a few months ago for to CO card and was denied for too many inquiries (6 in 6 months, 13 in 1 yr). I have several inqueries that will be a year old in Nov.
When do those Nov inqueries drop off...after exactly a year or at the end of the month?
I really want to maximize my chance to get the CO card before it goes away.
At least my UA card is now just over 6 mo old so I can negotiate to cancel that one without fear the 50K will be taken away. I did not want to risk losing 50K in order to get 30K, even though the odds of them taking it back before were small.
When do those Nov inqueries drop off...after exactly a year or at the end of the month?
I really want to maximize my chance to get the CO card before it goes away.
At least my UA card is now just over 6 mo old so I can negotiate to cancel that one without fear the 50K will be taken away. I did not want to risk losing 50K in order to get 30K, even though the odds of them taking it back before were small.
Oct 24, 2010 | 12:30 am
#5
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
Would like to know what AMEX looks at. Anyone have any experience?
Oct 25, 2010 | 9:13 am
#6
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 5,221
Like many others, I have applied for a lot of Chase cards in the last year. I pushed my luck a few months ago for to CO card and was denied for too many inquiries (6 in 6 months, 13 in 1 yr). I have several inqueries that will be a year old in Nov.
When do those Nov inqueries drop off...after exactly a year or at the end of the month?
I really want to maximize my chance to get the CO card before it goes away.
At least my UA card is now just over 6 mo old so I can negotiate to cancel that one without fear the 50K will be taken away. I did not want to risk losing 50K in order to get 30K, even though the odds of them taking it back before were small.
When do those Nov inqueries drop off...after exactly a year or at the end of the month?
I really want to maximize my chance to get the CO card before it goes away.
At least my UA card is now just over 6 mo old so I can negotiate to cancel that one without fear the 50K will be taken away. I did not want to risk losing 50K in order to get 30K, even though the odds of them taking it back before were small.
Oct 25, 2010 | 9:13 am
#7
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 5,221