What happens to points when return merch
Aug 8, 2010 | 1:31 pm
#1
Original Poster
Join Date: Jun 2009
Posts: 468
What happens to points when return merch
I buy a bed at costco and use visa, get the points, spend the points, return the bed...
I havent done this and had no intention of trying to get something for nothing, but just wondered how this works...
for instance i used visa to buy the bed (bought it online) and if i were to use the points now and empty my points balance, what happens when i return the bed and get a refund?
I havent done this and had no intention of trying to get something for nothing, but just wondered how this works...
for instance i used visa to buy the bed (bought it online) and if i were to use the points now and empty my points balance, what happens when i return the bed and get a refund?
Aug 8, 2010 | 8:28 pm
#2
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
I buy a bed at costco and use visa, get the points, spend the points, return the bed...
I havent done this and had no intention of trying to get something for nothing, but just wondered how this works...
for instance i used visa to buy the bed (bought it online) and if i were to use the points now and empty my points balance, what happens when i return the bed and get a refund?
I havent done this and had no intention of trying to get something for nothing, but just wondered how this works...
for instance i used visa to buy the bed (bought it online) and if i were to use the points now and empty my points balance, what happens when i return the bed and get a refund?
Aug 8, 2010 | 8:40 pm
#3
Join Date: Jun 2010
Location: NYC
Programs: SPG Plat, Emerald Exec., PC Plat, AA, CO, DL, UBS Charter Card, Palladium Card, Amex Plat
Posts: 1,694
Aug 9, 2010 | 11:52 am
#5
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 30,343
If this is a Citi AA card, the negative balance stays on the bank side and you will not earn any additional from new spending until you make up the deficit on your account.
If this is a Citi ThankYou Point card, the negative immediately goes to your TYN account and the points are deducted.
Aug 9, 2010 | 6:47 pm
#6
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
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Posts: 51,876
This specific example would result in a different answer. Costco does not accept VISA at their stores, but they do accept it on their website. If you were to order an item from the website and return it to the store they would (reportedly) not be able to issue a credit to a VISA account and would give you credit in another form.
At most merchants, however, credit goes to the original form of payment and the credit would offset the original purchase for point/mileage calculations.
At most merchants, however, credit goes to the original form of payment and the credit would offset the original purchase for point/mileage calculations.