Originally Posted by
randys1
lets say you get the refund BEFORE you spend any of the miles, they just deduct that many miles them from your balance, right?
If this a Chase card, it would directly deduct the miles from your correspondent FF program or hotel program.
If this is a Citi AA card, the negative balance stays on the bank side and you will not earn any additional from new spending until you make up the deficit on your account.
If this is a Citi ThankYou Point card, the negative immediately goes to your TYN account and the points are deducted.